Commercial Loan Officer

Job not on LinkedIn

🕒 June 24

🌲 Oregon, Washington – Remote

🌲 Oregon – Remote ☕ Washington – Remote

💵 $106.6k - $159.8k / year

⏰ Full Time

🟠 Senior

🔴 Lead

Apply Now

Find Similar Remote Jobs

Set Up Email Alert For New Jobs

📊 Check your resume score for this job

Improve your chances of getting an interview by checking your resume score before you apply.

Upload Resume

Peak Credit Union

WebsiteLinkedInAll Job Openings

201 - 500 employees

🛡️ Insurance

💼 Consulting

🏦 Banking

Insurance • Consulting • Banking

Peak Credit Union is a member-owned credit union based in Olympia, Washington that offers a broad range of consumer and business financial services. It provides checking and savings accounts, credit cards, mortgages, auto and personal loans, business banking and lending, investment and insurance services, digital banking tools, and community-focused programs such as scholarships and financial education. The institution emphasizes accessibility, competitive rates, and local member support.

📋 Description

• This position is responsible for developing, growing, and managing a portfolio of quality, member business loan relationships in support of the credit union’s strategic goals within the Washington and Oregon market areas. • Identifies and develops new member business loan opportunities through a variety of networking methodologies and community involvement within the credit union’s footprint. • Develops profitable and positive networks within the business community. Assumes the responsibility for establishing and maintaining effective and professional business relationships with existing/prospective members and Centers of Influence (COI’s). • Builds a quality member business loan portfolio, by negotiating terms and conditions within the credit union’s prescribed framework and strictly adhere to all commercial lending policies and procedures while meeting federal and state regulations. • Maintains knowledge of competitor rates, programs, terms, and conditions in order to strategically present the credit union's programs. • Performs interviews and consultation with the prospective business loan member and assumes full responsibility for all aspects of the loan process, to include: collecting and reviewing the loan application and supporting financial documentation; collaboration with the Credit Analyst to provide a thorough analysis of the loan request; review of loan documentation; perform timely periodic annual term loan and risk reviews; monitor delinquencies and surface potential concerns with weakened credits. • Meets high level monthly loan production and/or profitability goals; as well as, sales activities and outbound calling goals. • Maintains the strong credit quality of the credit union’s member business lending portfolio through ongoing portfolio management. • Support a strong relationship banking culture acting as a subject matter expert in terms of product knowledge and promotion/marketing of a broad range of Peak Credit Union products and services. • Attends and participates in all required meetings and work-related events. • Ensures that work areas are secure and well maintained in accordance to member privacy regulations and credit union requirements. • Complies with established State and Federal regulations as they pertain to transactions/tasks performed and completes necessary documentation and/or disclosures as required by law.

🎯 Requirements

• Minimum of seven (7) years experience in a high-volume, production-oriented, commercial lending role or equivalent position. • Requires valid driver's license to perform job duties. • Bachelor's Degree in Finance, Business, Economics or related field of study (preferred). • Certifications: Risk Management Association (RMA) Lending Certifications (preferred). • Possess a knowledge and understanding of commercial lending guidelines, regulatory procedures, processes, and laws as they pertain to the acceptance and approval of member business loans. • Knowledge of federal, state and local laws, statutes, regulations codes and standards related to the area of responsibility. • Experience with investor commercial real estate, commercial & industrial lending, and business deposit products. • Proficient use and understanding of Microsoft Office products (Word, Excel, Outlook) with the ability to learn and quickly adapt to new technologies. • Strong networking and relationship management skills. • High level consultative selling skills, negotiation and presentation skills, with a history of successful outside sales experience.

🏖️ Benefits

• Health insurance • 401(k) matching • Flexible work hours • Paid time off • Remote work options • Vacation leave • Sick leave • Paid holidays