Mortgage Loan Consultant

Job not on LinkedIn

🔥 13 minutes ago

🌲 Oregon, Washington – Remote

🌲 Oregon – Remote ☕ Washington – Remote

💵 $47.1k - $53.5k / year

⏰ Full Time

🟢 Junior

💼 Consultant

🚫👨‍🎓 No degree required

👻 Ghost score 0%

What it means: the chance that no one is really hiring for this job.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.Why this score:

• Just posted.
• Jobs at this company usually fill in 21 days.

Apply Now

Check your resume score

Customize resume + cover letter

Find Similar Remote Jobs

☆ Save☑️ Mark as applied❌ Hide

Report problem

Peak Credit Union

WebsiteLinkedInAll Job Openings

201 - 500 employees

🛡️ Insurance

💼 Consulting

🏦 Banking

Insurance • Consulting • Banking

Peak Credit Union is a member-owned credit union based in Olympia, Washington that offers a broad range of consumer and business financial services. It provides checking and savings accounts, credit cards, mortgages, auto and personal loans, business banking and lending, investment and insurance services, digital banking tools, and community-focused programs such as scholarships and financial education. The institution emphasizes accessibility, competitive rates, and local member support.

📋 Description

• Establish professional, quality service-based member relationships with members seeking mortgage loans through phone and web channels • Discover and assist with mortgage phone inquiries and convert phone leads into production using Mortgage LOS, CRM System, and other pipeline management tools • Originate internet and phone applications not designated for a Branch Mortgage Loan Officer • Introduce and evaluate member loan needs based on their financial needs • Originate conventional, custom construction, government, and occasional home equity mortgage loans through completion • Monitor loans in process and work with members to obtain and complete required documents • Monitor applications in processing and maintain accountability for loan completion • Provide required disclosures and develop complete applications addressing compliance matters before processing • Follow lending and compliance training and guidelines to reduce risk and exposure • Report and monitor application status and funding expectations with the Director of Mortgage Sales • Demonstrate member service, confidentiality, and discretion with internal and external members • Maintain current knowledge of assigned duties and obtain additional training or development as needed • Ensure compliance with security, audit, regulatory, information security, customer privacy, and Bank Secrecy Act/Customer Identification Program policies • Establish effective relationships with Branch Managers, Operations Supervisor, employees, and members • Work in a team environment focused on retail sales culture and service excellence • Understand and explain legal issues involving credit • Perform other duties as assigned

🎯 Requirements

• High School • Minimum of one (1) year experience in mortgage related originations, including hands-on experience in structuring complex mortgage situations • Knowledge of complete line of products and services offered • Knowledge of credit union policies, procedures, programs & processes and the Symitar system are preferred • Knowledge of Bank Secrecy Act, Patriot Act, Federal Right to Privacy Act, Fair Credit Reporting Act, Truth In Lending and SAFE Act regulations; in addition to other state and federal security laws and applicable regulations for banks and financial institutions • Knowledge of lending process including interviewing and securing proper documentation • Knowledge of TRID, agency guidelines and HUD guidelines • Knowledge of FHA Connection and ordering mortgage insurance certificates for conventional, FHA and VA mortgages • Knowledge of origination guidelines and credit union procedures • Ability to use discretion in decision making and sound judgment in problem solving • Ability to apply basic investigative techniques: interviewing, validating factual information, and preparing clear and concise reports • Ability to effectively communicate in writing and orally and display professionalism in presentations • Bachelor's in Business Administration or related field preferred

🏖️ Benefits

• Medical, dental, vision and life insurance coverage • Medical, Dental, and Vision insurance paid 100% by company for employee-only coverage option • Health Care FSA (HCFSA) • Health Savings Account (HSA) with employer contributions • Dependent Care FSA (DCFSA) • Life and AD&D insurance • 401k plan • 8 hours of vacation and 8 hours of sick leave accrued monthly • 11 paid holidays • 1 floating holiday • 16 hours of self-care time • 16 hours of volunteer time • Full-Time Regular benefits • Benefits except 401k start the first of the month following date of hire • 401k contribution eligibility begins the first of the month following 60 days of employment

📊 Check your resume score for this job

Improve your chances of getting an interview by checking your resume score before you apply.

Upload Resume