DE/VA Underwriter

🔥 13 minutes ago

🏄 California – Remote

🏄 California – Remote

💵 $85k - $105k / year

⏰ Full Time

🟡 Mid-level

🟠 Senior

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Paramount Residential Mortgage Group Inc. (PRMG Inc.)

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

Founded 2001

🛡️ Insurance

💼 Consulting

⚖️ Legal

Insurance • Consulting • Legal

Paramount Residential Mortgage Group Inc. (PRMG Inc. ) is a national residential mortgage lender and broker that provides home mortgage products and services including purchase loans, refinances, HELOCs/hybrid home equity products, loan servicing, and partner programs for broker and correspondent channels. PRMG operates retail loan officer teams and partner networks, offers online applications and quick approvals, markets homeowner rewards (PRMG Homeowner Loyalty Card), and maintains state licensing and NMLS registration. The company focuses on consumer mortgage origination and servicing while supporting B2B relationships with brokers and correspondent partners.

📋 Description

• Underwriter completes a thorough analysis of loan files to determine compliance with company, investor, and FHA/VA guidelines • Underwrites the entire credit package and collateral for residential mortgage loans and ultimately ensures an “investment” quality loan product • Checks accuracy of all calculations and data integrity • Completion of all required underwriting worksheets found in Fast Trac 360 Resource Center • Assists with the training of new underwriters • Recommends the loan disposition to underwriting manager for loan amounts in excess of authority limitation • Maintains company standard for Underwriter productivity level, and complies with company policy of 48 hour underwriting turnaround time and 24 hour turnaround time for clearing conditions • Strives to meet 3 Underwriting decisions/day within allotted time • Communicates decision on loans to appropriate parties both verbally and in writing • Maintains underwriting activity logs and provides monthly underwriting report to underwriting manager • Available to processors and correspondents for general Underwriter guideline interpretations and questions on specific loan files • Responds to post closing reviews and audits in a timely fashion • Performs related duties, as directed by Underwriter or Operations Manager.

🎯 Requirements

• Minimum three years of mortgage underwriting experience • Solid working knowledge of underwriting guidelines • Experience Underwriting private investor and private mortgage insurance guidelines • Strong interpersonal-communication and business-relationship skills • Detail oriented with strong organizational and follow-through skills • Excellent analytical, written communication and verbal communication skills • Technologically proficient • Bachelor’s degree in related field or equivalent professional experience

🏖️ Benefits

• medical • dental • vision • life insurance • short-term disability • long-term disability • a Health Savings Account (HSA) • a Flexible Spending Account (FSA)