Software Engineer, Risk

🕒 January 20

🏢🏡 New York City – Hybrid

💵 $168k - $275.1k / year

⏰ Full Time

🟢 Junior

🟡 Mid-level

🧑‍💻 Full-stack Engineer

🚫👨‍🎓 No degree required

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Ramp

WebsiteLinkedInAll Job Openings

501 - 1000 employees

Founded 2019

💳 Fintech

💸 Finance

🏢 Enterprise

💰 $15M Series C on 2012-09

Fintech • Finance • Enterprise

Ramp is a company that offers an all-in-one platform designed to streamline financial operations for businesses. It provides easy-to-use corporate cards, expense management, accounts payable automation, and procurement solutions that reduce manual processes and integrate seamlessly with existing accounting systems. With a focus on saving time and money, Ramp uses automation and smart spend controls to simplify expenses, travel booking, and audit-proof accounting. Supporting multiple currencies and offering extensive integrations, Ramp caters to startups, small businesses, mid-market, and enterprises looking to consolidate their finance stack and improve efficiency across their financial operations.

📋 Description

• Architect scalable, stateful systems for automated limit management to optimize Ramp’s charge card portfolio. • Envision and build the next generation of agents and tools that automate manual Risk decisions and increase operational efficiency. • Develop high-volume, low-latency Risk controls to support Ramp’s expansion into new products, customer segments, and geographies. • Design and build real-time decisioning systems spanning the entirety of a business’ tenure on Ramp. • Partner closely with analysts, data scientists and product to translate risk strategies into reliable software.

🎯 Requirements

• 2+ years of backend engineering experience. • Proficiency in Python or a comparable backend language. • Experience working with distributed systems and async frameworks. • Proficiency with converting abstract business problems into robust data models and technical specs. • Experience building or operating systems with strict auditability, observability, and correctness guarantees. • High ownership mentality – you care deeply about the systems you build. • Ability to work closely with non-engineering partners (Risk Strategy, Ops, Sales) to create impact.

🏖️ Benefits

• 100% medical, dental & vision insurance coverage for you • Partially covered for your dependents • One Medical annual membership • 401k (including employer match on contributions made while employed by Ramp) • Flexible PTO • Fertility HRA (up to $10,000 per year) • Parental Leave • Pet insurance • Centralized home-office equipment ordering for all employees • Health and Wellness stipend • In-office perks: lunch, snacks, drinks, and more • Budget for intra-office travel • Relocation support to NYC or SF (as needed)