Senior Underwriting Consultant

🕒 June 15

🏰 Missouri – Remote

🏰 Missouri – Remote

⏰ Full Time

🟠 Senior

📋 Underwriter

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Reinsurance Group of America, Incorporated

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

Founded 1973

⚕️ Healthcare Insurance

Insurance • Healthcare Insurance • Financial Services

Reinsurance Group of America, Incorporated (RGA) is a leading global reinsurance company that focuses exclusively on life and health reinsurance solutions. With a strong commitment to providing innovative products and services, RGA helps its clients manage risk and enhance their insurance portfolios through its expertise in underwriting, claims management, and financial solutions. The company operates in multiple global markets, leveraging its extensive data and analytics capabilities to offer tailored solutions that meet the unique needs of the life and health insurance sectors.

📋 Description

• Under limited supervision, evaluates and classifies medical, non-medical, and financial risks on complex risks for life insurance up to $10,000,000 with approval authority up to $5,000,000. • Ensures rate quotes are fair and equitable to clients, profitable to RGA Re, and completed within the required time frames. • Maintains strong client relationships by providing underwriting solutions to client issues and communicating underwriting decisions, compromises and solutions in a professional, client-focused manner. • Processes casework load to ensure completion in a timely, efficient manner, meeting or exceeding time service/productivity goals and offer/decline ratios; and ensuring compliance with internal underwriting and audit guidelines. • Provides underwriting solutions to clients by partnering with them to identify unique, creative ways to solve their problems and improve their business results. • Builds and maintains strong working relationships with clients by gaining knowledge of clients' business and uses effective listening skills to understand their needs. • Effectively communicates, sells and negotiates RGA Re's underwriting decisions. • Keeps abreast of new client company or industry products, current developments and changes in medical and financial underwriting and maintains/updates professional development through study of literature and participation in seminars. • Identifies image system issues, sometimes on a remote basis, and reports inconsistencies or problems. • Collaborate with Medical Directors, other team members, internal departments and other RGA Re offices to obtain expert knowledge, to assist in identifying solutions and resolutions to problems/issues resulting in quality results and client satisfaction. • Participates in special projects, committees, and meetings and assists in client presentations, as required. • Assists in department training, updating internal underwriting guidelines/procedures, gathering client profiles, audit reviews, and in other department areas as needed. • Maintains regular and predictable attendance. • Performs backup support and other duties as assigned.

🎯 Requirements

• Bachelor’s Degree or equivalent related work experience (minimum 8 years) • 4-6 years reinsurance Life underwriting experience or 7-8 years direct Life underwriting experience • Basic Word skills, intermediate SQL/Query and Excel skills • Competent ability to comprehend and interpret insurance and contract documents. • Advanced oral and written communication skills demonstrate the ability to share and impart knowledge. • Ability to quickly adapt to new methods, work under tight deadlines and stressful conditions. • Advanced investigative, analytical and problem-solving skills • Advanced ability to set goals and handle multiple tasks, clients, and projects simultaneously; Ability to appropriately balance priorities, deadlines, and deliverables • Ability to work well within a team environment and participate in department/team projects • Ability to balance detail with departmental goals/objectives • Advanced ability to translate business needs and problems into viable/accepted solutions • Advanced skills in customer relationship management and change management • Ability to manage multiple projects or teams and set applicable goals • Advanced negotiating and persuasion skills • Ability to liaise with individuals across a wide variety of operational, functional, and technical disciplines • General business knowledge • Advanced knowledge of insurance principles, underwriting policies and procedures and guidelines for dealing with risk analysis. • Advanced knowledge of medicine, law, accounting, finance as applied to the evaluation of life reinsurance risks and of life insurance risks. • Ability to comprehend, analyze and apply vast amounts of medical and financial information quickly to making sound financial underwriting and risk assessments. • Ability to work online, either at home or remote. • Ability to travel occasionally.

🏖️ Benefits

• Gain valuable knowledge from and experience with diverse, caring colleagues around the world. • Enjoy a respectful, welcoming environment that fosters individuality and encourages pioneering thought. • Participate in an annual bonus plan. • Some positions are eligible for participation in long-term equity incentive plan. • Full range of health, retirement, and other employee benefits.