Mortgage Loan Officer

Job not on LinkedIn

🕒 4 days ago

🗽 New York – Remote

🗽 New York – Remote

💵 $17 / hour

⏰ Full Time

🟢 Junior

🟡 Mid-level

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TD

WebsiteLinkedInAll Job Openings

10,000+ employees

Founded 1855

🏦 Banking

💸 Finance

🛡️ Insurance

💰 Grant on 2023-10

Banking • Finance • Insurance

TD is one of North America's biggest banks offering a wide range of banking services including personal and business banking, insurance, wealth management, and securities. TD is committed to sustainability, diversity, equity, and inclusion, ensuring a supportive and inclusive workplace where employees are empowered to grow. The bank provides various roles and career opportunities across different regions with a focus on community impact and professional development. TD's culture is defined by care and respect, aimed at benefiting their business performance, customers, and communities.

📋 Description

• Sell and originate residential mortgage loans to sales goals • Meet with prospects referred by realtors, developers, attorneys, and internal and external referral sources • Explain mortgage products and services and recommend options based on prospect needs • Guide customers through the mortgage application and loan process • Ensure applications are accurate and include required documentation • Manage customer expectations regarding processing times and closing dates • Generate referrals for mortgage opportunities and other company business-line products • Develop plans to achieve sales goals with sales-management assistance • Enter loan information into mortgage loan systems and maintain accurate pipeline data • Create supporting files and documentation for underwriting and regulatory purposes • Submit applications and required information to underwriting and processing • Underwrite loans within scope of authority using point-of-sale underwriting systems • Communicate loan decisions and additional information requirements to customers • Finalize loan commitments and prepare applications for closing • Coordinate regularly with customers, underwriters, processors, realtors, and closing agents • Attend closings as needed • Participate in homebuyer seminars, home shows, broker meetings, and home-financing workshops • Recommend changes to products, programs, and pricing • Ensure successful TD Bank audits and examinations • Handle complex mortgage needs

🎯 Requirements

• Bachelor's degree or progressive work experience in addition to the experience below • 2+ years of mortgage origination experience • Proven sales ability • Developing knowledge of the mortgage industry, products, lending practices, and regulatory guidelines • Strong sales and negotiation skills • Ability to self-direct and plan activities to achieve sales goals • Strong time-management skills • Excellent verbal and written communication skills • PC skills and ability to learn mortgage origination and automated underwriting systems • Must be eligible for employment with a covered financial institution under Regulation Z standards • Must be eligible for registration as a registered mortgage loan originator with NMLS under the SAFE Act • Satisfactory criminal background check and credit report check • Required applicant statements/certification regarding administrative, civil, and/or criminal findings • Ability to perform continuous sedentary work, multitasking, office-equipment operation, concentration, reading, writing, comprehension, and basic arithmetic • Occasional domestic travel; no international travel

🏖️ Benefits

• Base salary and variable compensation/incentive awards, including potential cash and/or equity incentive awards • Health and well-being benefits • Savings and retirement programs • Paid time off, including Vacation PTO, Flex PTO, and Holiday PTO • Banking benefits and discounts • Career development • Reward and recognition • Regular career, development, and performance conversations with manager • Online learning platform • Mentoring programs • Training and onboarding sessions • Competitive benefits plan