Lead Product Manager, Everyday Money

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Tilt (formerly Empower)

WebsiteLinkedInAll Job Openings

201 - 500 employees

💳 Fintech

👥 B2C

💸 Finance

Fintech • B2C • Finance

Tilt is a financial technology company that provides cash advance, lines of credit, and credit card services aimed at empowering customers financially. With an emphasis on accessibility, Tilt offers flexible repayment plans and eligibility irrespective of a customer's credit history, enabling individuals to qualify based on their real-time financial habits. The platform is user-friendly, boasting positive customer experiences and a high rating, making it a convenient option for those seeking to manage their finances and build credit effectively.

📋 Description

• You'll personally own and ship one or more product lines, both evolving existing products and launching new ones, carrying them from problem through launch and iteration yourself, not only through your PMs. • The multi-phase product thesis for Everyday Money: which products to build, which features each should have to be the best for our users, which segments to tackle, in what sequence to build, and how each drives retention and eventually profitability. • A roadmap grounded in how these products interrelate and compound, between them and with our liquidity products, not a list of disconnected features. • Our AI innovation labs for the area: leading the team to create breakthrough consumer experiences built on agentic AI for everyday money, and turning those bets into shipped products. • Build-vs-buy and build-vs-partner decisions, including working with external partners and financial institutions to launch capabilities quickly. • The team, as a coach. Managing, developing, and setting the bar for two PMs who own their own product lines, while you stay hands-on in yours. Growing the org as the area proves out. • The user experience across the area, in close partnership with design, including how it fits within and reinforces the larger Tilt experience rather than standing as its own island. • The business case, in close partnership with Credit. You'll defend why this area earns continued investment. • By day 30: A clear diagnosis built from our existing legacy products and market data. How today's products are performing, where retention leaks, how they compare to the market, and where the real opportunities sit. • By day 60: A clear, sequenced product thesis and roadmap, with a defensible point of view on which products to build first, to whom, and why, and alignment from senior stakeholders. • By day 90: Hands-on in execution, with at least one product line you personally own in build, including any partner or infrastructure work needed to launch it, and your PMs moving on theirs.

🎯 Requirements

• Strong product strategy. You can define a phased thesis for a whole product area, decide what to build and in what order, and explain how the pieces reinforce each other into something bigger than the sum of its parts. • P&L ownership. You've carried real accountability for the economics of a product or business line, not just its roadmap, and can connect product decisions to profitability. • Fintech product experience. You understand how consumer financial products work, how the market moves, and where the competitive and regulatory constraints sit. • User-first instincts. You start from what users need, ground your roadmap in real user insight, and partner tightly with design to deliver it, not from the spreadsheet. • Analytical rigor. You're fluent in the data, hold your thesis to real evidence, and can move between a quantitative read and a user story without losing either. • An eye for AI-native product. You're excited by agentic experiences and have a real point of view on how AI changes what a consumer product can do, not just where it bolts on. • People leadership. You've managed PMs, raised the bar on a team, and can develop talent while staying close to the product. • A builder who still ships. You've personally owned and launched products, not only managed the people who do, and you want a role where you keep your hands in the work. • Partner fluency. You've built through external partners or shared infrastructure and can navigate build-vs-buy decisions with real trade-off judgment. • Comfort with ambiguity and ownership. You're energized by a mostly-blank canvas and a mandate to build something new inside a larger company. • Experience with compliance constraints in a regulated product environment.

🏖️ Benefits

• Virtual-first teamwork: The Tilt team is collaborating across 14 countries, 12 time zones, and counting. You’ll get started with a WFH office reimbursement. • Competitive pay: We're big on potential, and it's reflected in our competitive compensation packages and generous equity. • Complete support: Find flexible health plans at every premium level, and substantial subsidies that stand up to global standards. • Visibility is yours: You can count on direct exposure to our leadership team — we’re a team where good ideas travel quickly. • Paid global onsites: Magic happens IRL: we gather twice yearly to reconnect over shared meals or kayaking adventures. (We’ve visited Vail, San Diego, and Mexico City, to name a few.) • Impact is recognized: Growth opportunities follow your contributions, not rigid promotion timelines.