Senior Loan Review Officer

🔥 0 minutes ago

🌪️ Kansas – Remote

🌪️ Kansas – Remote

💵 $83.2k - $131k / year

⏰ Full Time

🟠 Senior

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UMB Bank

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

Founded 1913

🏦 Banking

💸 Finance

💳 Fintech

Banking • Finance • Fintech

UMB Bank is a financial services company that provides a variety of banking solutions for personal, business, and institutional clients. They offer personal banking products such as checking accounts, savings accounts, credit cards, loans, and wealth management services. For businesses, UMB Bank provides cash flow management, lending, credit cards, capital finance, and employee benefit solutions. The company also delivers institutional solutions, including capital markets, fund services, and institutional and fintech banking. UMB Bank focuses on delivering tailored banking services with expertise across various sectors, leveraging their understanding of the financial industry's complexities.

📋 Description

• Operate within the Loan Review Charter and Loan Review Manual as approved by the UMBFC Board Risk Committee • Conduct individual loan reviews within the schedule determined by the Director and approved by the Risk Committee • Review individual loans and loan portfolios to: Ensure underwriting credit analysis is sound and justifies/mitigates the identified credit risk • Assess the overall quality of the loan portfolio and the adequacy of loan administration practices by reviewing a pool of individual loans • Ensure risk rating reliability and timeliness of rating changes • Identify actual and potential loan problems at the earliest possible time and make recommendations to remediate credit weaknesses • Measure compliance with established policies/procedures and with laws and regulations • Interact with loan officers, commercial team leaders, and commercial group managers to discuss and evaluate individual credits, compliance with policy, and appropriateness of loan administration functions • Act as Reviewer in Charge by coordinating the review process of a lending unit or portfolio of loans • Consolidate the data from the individual loans review • Write the Loan Review Report • Present findings to senior and executive management • Assist with training, development, and mentoring of new associates in the department.

🎯 Requirements

• Bachelor’s degree in Business, Finance, Accounting, OR an equivalent combination of education and experience • 8 years commercial banking experience in credit analysis, credit administration, lending or loan review • 5 years of Loan Review or Bank Examiner experience (preferred) • Demonstrate ability to work with highly confidential and sensitive information • Demonstrate extensive lending knowledge and experience with complex credits • Demonstrate well developed credit analysis abilities • Demonstrate the ability to read, analyze and interpret common scientific and technical journals, financial reports and legal documents • Demonstrate strong written and verbal communications

🏖️ Benefits

• Paid Time Off • 401(k) matching program • Annual incentive pay • Paid holidays • Comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage • Health savings, flexible spending, and dependent care accounts • Adoption assistance • Employee assistance program • Fitness reimbursement • Tuition reimbursement • Associate wellbeing program • Associate emergency fund • Various associate banking benefits