Loan Advisor

🔥 2 hours ago

🤠 Texas – Remote

🤠 Texas – Remote

⏰ Full Time

🟡 Mid-level

🟠 Senior

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Universal Lending

WebsiteLinkedInAll Job Openings

11 - 50 employees

💸 Finance

🏠 Real Estate

Finance • Real Estate

Universal Lending Corporation is a nearly 40-year-old mortgage lender focused on personalized, consumer-facing home loan services. ULC provides mortgage origination, pre-qualification, digital application and document tools, borrower resources (first-time homebuyer guidance, loan type education, budgeting), and a ‘Pathway to a New Home’ program for Risewell Homes customers. As an affiliated lender to Risewell Homes, ULC offers integrated financing for homebuyers across Risewell communities and is licensed in multiple U. S. states (NMLS ID 2996).

📋 Description

• Build rapport with the sales agents at Risewell communities and division personnel. • Complete thorough loan applications by communicating with perspective applicants. • Perform prequalification assessment and analysis of financial condition and risk of financing requests within the Companys credit policies and programs. • Negotiate rate, terms and conditions of the loan. Lock loans on time and in the correct product type. • Input loans into Encompass and appropriate Automated Underwriting System (AUS). • Assist with, and solve, issues relating to processing, underwriting and closing of loans within employees loan pipeline. • Develop and maintain knowledge of the financial industry, economy, market conditions, rates, vendors and competition. • Maintain compliance on all loan files and pipeline.

🎯 Requirements

• Must have an active state MLO license in each state where business is to be conducted or be willing to obtain additional state licenses in WA, OR, CA, AZ, CO, FL and TX • Highschool diploma or general education degree (GED) required; 4-year college degree preferred • Minimum 5 years lending origination experience preferably with builders • Must have working knowledge of Encompass or other LOS systems • Proficient in Excel, Word, Outlook, and PowerPoint • Ability to ensure customer satisfaction throughout the cycle of the sales process with support and service • Ability to maintain and foster strong partnerships with builders and customers.

🏖️ Benefits

• Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions. • A valid drivers license and active vehicle insurance is required at all times.