Applied Scientist Intern

🕒 September 18

🇺🇸 United States – Remote

💵 $141k - $150k / year

👨‍🎓 Internship

⚪️ Entry-level

🧬 Research Scientist

🦅 H1B Visa Sponsor

This company has sponsored H1B visas in the past.

👻 Ghost score 10%

What it means: the chance that no one is really hiring for this job.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Upstart

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

🚘 Automotive

💼 Consulting

🏥 Healthcare

Automotive • Consulting • Healthcare

Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. The company focuses on revolutionizing lending and credit risk evaluation by leveraging its AI marketplace, which allows for higher approval rates and lower loss rates for Upstart-powered banks and credit unions. Recently, Upstart has expanded its offerings to include automobile refinancing. With a mission to enable effortless credit based on true risk, Upstart is also known for its digital-first lending experience and holds a significant position in the financial services sector.

📋 Description

• Become a specialist in Upstart’s models, products, business and/or codebase • Identify potential problems or opportunities for improvement • Communicate problems and opportunities to the team and suggest solutions • Conduct self-directed investigations and offline analyses using creative thinking • Present findings to the ML team • Research machine learning and statistical approaches to improve predictive performance and/or business value of models • Design, implement, and evaluate model, product, or technical enhancements using rigorous experimentation and validation methods • Translate research findings into clear recommendations, documented methodologies, and production-ready solutions • Work with a mentor to align stakeholders and drive next steps • Collaborate closely with the team to improve products and models

🎯 Requirements

• Bachelor, Masters or PHD degree in mathematics, statistics, physics, econometrics, computer science, or a related quantitative field • On track to graduate by 2028 • Strong fundamentals in statistical, probability, and machine learning theory • Ability to perform data analysis and evaluate machine learning or statistical models using Python • Basic SQL foundations • Intellectual curiosity, humility, drive and teamwork • Strong communication skills • Ability to use modern agentic tooling (Claude Code, Codex, …) efficiently • Experience in supervised learning, model evaluation, and feature engineering techniques (preferred) • Advanced statistical (frequentist, bayesian, causal) theory/econometrics knowledge (preferred) • Strong coding skills in Python (preferred) • Role is available to candidates living and working in the U.S.; Upstart is not currently able to hire in Quebec

🏖️ Benefits

• UHC High Deductible Health Plan (HDHP) for comprehensive medical coverage • Health Savings Account (HSA) with employer funding of $800 for employee-only coverage or $1,600 when covering dependents • Medical opt-out credit of $150 per month if the health plan is waived • Guardian Dental • Guardian Vision Base • Short-term and long-term disability coverage; auto-enrolled • Basic Life and Accident Insurance; auto-enrolled • Limited Purpose Flexible Spending Account (LFSA) • Dependent Care Flexible Spending Account (DCFSA) • Pre-tax commuter benefits • Target bonuses • Annual equity grants that vest quarterly • 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually • Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible US employees • Medical, dental, vision, and wellness resources for US employees • Supplemental health coverage for Canada • Paid time off, sick leave, and company holidays • Paid family and parental leave • Fertility, parenthood, and caregiving benefits • Employee Assistance Program (EAP) offering mental health support and life-centered resources • Financial planning tools and financial concierge service for US employees • Annual wellness allowance • Annual productivity allowance • Team events, all-company updates, and employee resource groups (ERGs) • Catered lunches and fully stocked micro-kitchens when working from an office

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