
1001 - 5000 employees
🚘 Automotive
💼 Consulting
🏥 Healthcare
Automotive • Consulting • Healthcare
Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. The company focuses on revolutionizing lending and credit risk evaluation by leveraging its AI marketplace, which allows for higher approval rates and lower loss rates for Upstart-powered banks and credit unions. Recently, Upstart has expanded its offerings to include automobile refinancing. With a mission to enable effortless credit based on true risk, Upstart is also known for its digital-first lending experience and holds a significant position in the financial services sector.
🔥 1 hour ago
🇺🇸 United States – Remote
💵 $141k - $150k / year
👨🎓 Internship
⚪️ Entry-level
🧬 Research Scientist
🦅 H1B Visa Sponsor
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1001 - 5000 employees
🚘 Automotive
💼 Consulting
🏥 Healthcare
Automotive • Consulting • Healthcare
Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. The company focuses on revolutionizing lending and credit risk evaluation by leveraging its AI marketplace, which allows for higher approval rates and lower loss rates for Upstart-powered banks and credit unions. Recently, Upstart has expanded its offerings to include automobile refinancing. With a mission to enable effortless credit based on true risk, Upstart is also known for its digital-first lending experience and holds a significant position in the financial services sector.
• Become a specialist in Upstart’s models, products, business, and/or codebase • Identify problems or opportunities for improvement and communicate them to the team • Conduct self-directed investigations and offline analyses • Present findings to the machine learning team • Research machine learning and statistical approaches to improve predictive performance and/or business value • Design, implement, and evaluate model, product, or technical enhancements through rigorous experimentation and validation • Translate research findings into recommendations, documented methodologies, and production-ready solutions • Align stakeholders with a mentor and drive next steps • Collaborate with experienced machine learning practitioners to improve products and models
• Bachelor, Masters or PHD degree in mathematics, statistics, physics, econometrics, computer science, or a related quantitative field • On track to graduate by 2028 • Strong fundamentals in statistical, probability, and machine learning theory • Ability to perform data analysis and evaluate machine learning or statistical models using Python • Basic SQL foundations • Ability to use modern agentic tooling such as Claude Code and Codex efficiently • Experience in supervised learning, model evaluation, and feature engineering techniques (preferred) • Advanced statistical theory/econometrics knowledge (preferred) • Strong coding skills in Python (preferred)
• Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly • Retirement benefits including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually • Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only) • Comprehensive health coverage including medical, dental, vision, and wellness resources for US; supplemental health coverage for Canada • Health Savings Account contributions for eligible plans (US only) • Life insurance and disability coverage • Paid time off, sick leave, and company holidays • Paid family and parental leave • Family-centered benefits supporting fertility, parenthood, and caregiving • Employee Assistance Program offering mental health support and life-centered resources • Financial planning tools and financial concierge service (US only) • Annual wellness allowance • Annual productivity allowance for relevant tools and resources • Team events, all-company updates, and employee resource groups • Onsite perks including catered lunches and stocked micro-kitchens at offices
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🇺🇸 United States – Remote
👨🎓 Internship
⚪️ Entry-level
🧬 Research Scientist
🚫👨🎓 No degree required
🦅 H1B Visa Sponsor