Principal Software Engineer

🕒 June 15

🇺🇸 United States – Remote

💵 $190.6k - $263.9k / year

⏰ Full Time

🔴 Lead

🧑‍💻 Full-stack Engineer

🦅 H1B Visa Sponsor

This company has sponsored H1B visas in the past.

👻 Ghost score 29%

What it means: the chance that no one is really hiring for this job.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

Apply Now

Find Similar Remote Jobs

Upstart

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

🚘 Automotive

💼 Consulting

🏥 Healthcare

Automotive • Consulting • Healthcare

Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. The company focuses on revolutionizing lending and credit risk evaluation by leveraging its AI marketplace, which allows for higher approval rates and lower loss rates for Upstart-powered banks and credit unions. Recently, Upstart has expanded its offerings to include automobile refinancing. With a mission to enable effortless credit based on true risk, Upstart is also known for its digital-first lending experience and holds a significant position in the financial services sector.

📋 Description

• Lead architecture, design, and implementation of internal platforms, security automation systems, and workflow tooling supporting Upstart Bank operations • Establish scalable engineering patterns, technical standards, and system designs for long-term platform growth and maintainability • Partner with risk, compliance, legal, operations, and engineering stakeholders to translate complex business requirements into durable software solutions • Design and oversee relational data models, authorization systems, integrations, and platform services • Identify and mitigate technical risks and make decisions on architecture, platform investments, and build-versus-buy tradeoffs • Mentor engineers through technical leadership, architectural reviews, design documentation, and engineering best practices • Drive technical strategy for internal platforms and automation initiatives as the bank expands its operational and regulatory capabilities

🎯 Requirements

• Bachelor's degree in Computer Science, Engineering, Mathematics, or a related field, or equivalent practical experience • 8+ years of software engineering experience • Experience designing, building, and operating large-scale production software systems and web applications • Experience leading architecture and technical design for distributed systems, platform services, or internal software platforms • Experience designing relational database schemas, APIs, integrations, authentication systems, and role-based access control frameworks • Experience partnering with cross-functional stakeholders to deliver software solutions supporting operational, compliance, security, or business-critical workflows • Preferred: Knowledge of TypeScript, Node.js, Next.js, Prisma, or similar modern application frameworks • Preferred: Experience building security automation, GRC platforms, or operational workflow systems • Preferred: Familiarity with regulated industries such as financial services, banking, healthcare, or other compliance-driven environments • Preferred: Knowledge of SOC 2, NIST CSF, or similar regulatory standards • Team operates on East/West Coast time zones

🏖️ Benefits

• Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly • Retirement benefits including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually • Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only) • Comprehensive medical, dental, vision, and wellness coverage/resources • Supplemental health coverage for Canada • Health Savings Account contributions for eligible plans (US only) • Life insurance and disability coverage • Paid time off, sick leave, and company holidays • Paid family and parental leave • Family-centered fertility, parenthood, and caregiving benefits • Employee Assistance Program offering mental health support and life-centered resources • Financial planning tools and financial concierge service (US only) • Annual wellness allowance • Annual productivity allowance for relevant work tools and resources • Team events, all-company updates, and employee resource groups (ERGs) • Catered lunches and fully stocked micro-kitchens at offices in the Bay Area, Austin, Columbus, and New York City

📊 Check your resume score for this job

Improve your chances of getting an interview by checking your resume score before you apply.

Upload Resume