Senior Financial Analyst

Job not on LinkedIn

🔥 0 minutes ago

🌐 United States, Canada – Remote

🇺🇸 United States – Remote 🇨🇦 Canada – Remote

💵 $105.5k - $145.9k / year

⏰ Full Time

🟠 Senior

💸 Financial Planning and Analysis (FP&A)

🦅 H1B Visa Sponsor

This company has sponsored H1B visas in the past.

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Upstart

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

🚘 Automotive

💼 Consulting

🏥 Healthcare

Automotive • Consulting • Healthcare

Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. The company focuses on revolutionizing lending and credit risk evaluation by leveraging its AI marketplace, which allows for higher approval rates and lower loss rates for Upstart-powered banks and credit unions. Recently, Upstart has expanded its offerings to include automobile refinancing. With a mission to enable effortless credit based on true risk, Upstart is also known for its digital-first lending experience and holds a significant position in the financial services sector.

📋 Description

• Support short- and long-term financial planning, forecasting, and budget management for the Unsecured Lending organization • Develop executive-ready insights and commentary for recurring forecast and business reviews, month-end close, and annual planning • Analyze financial and operational performance, identify emerging trends and risks, and conduct root-cause analysis when results differ from expectations • Provide visibility into key operating-expense drivers and tradeoffs in partnership with department leads • Improve financial reporting, systems/tooling, and analytical infrastructure for accurate and scalable decision-making • Partner across FP&A, Accounting, and cross-functional stakeholders to ensure accurate forecasting, reporting, and transparency • Build reliable financial models, translate business and financial results into actionable insights, and support informed decision-making

🎯 Requirements

• Bachelor’s degree in Finance, Economics, Accounting, Statistics, or related field, or equivalent practical experience • 5+ years of relevant FP&A experience • Advanced proficiency in Excel or Google Sheets, including complex financial modeling • Experience analyzing large data sets and translating financial and business drivers into recommendations • Experience developing financial forecasts, budgets, variance analyses, and financial or operational performance reporting • Ability to learn quickly, work independently, manage multiple priorities under tight deadlines, and operate in a fast-paced environment • Knowledge of financial planning and accounting systems such as Adaptive Planning, NetSuite, or similar platforms • Experience with BI tools such as Looker, Tableau, or Mode • Familiarity with SQL or willingness to learn • Experience in fintech, lending, consumer finance, subscriptions, or technology-enabled marketplaces • Ability to communicate complex financial information clearly and collaborate effectively across functions and levels

🏖️ Benefits

• Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly • 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually • Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only) • Medical, dental, vision, and wellness resources for US employees; supplemental health coverage for Canada • Health Savings Account contributions for eligible plans (US only) • Life insurance and disability coverage • Paid time off, sick leave, and company holidays • Paid family and parental leave • Fertility, parenthood, and caregiving benefits • Employee Assistance Program with mental health support and life-centered resources • Financial planning tools and financial concierge service (US only) • Annual wellness allowance • Annual productivity allowance for relevant work tools and resources • Team events, all-company updates, and employee resource groups • Catered lunches and fully stocked micro-kitchens at offices in the Bay Area, Austin, Columbus, and New York City