Senior Product Manager, Payments

🔥 15 hours ago

🌐 United States, Canada – Remote

🇺🇸 United States – Remote 🇨🇦 Canada – Remote

💵 $162.1k - $224.5k / year

⏰ Full Time

🟠 Senior

✅ Product Manager

🦅 H1B Visa Sponsor

This company has sponsored H1B visas in the past.

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Upstart

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

🚘 Automotive

💼 Consulting

🏥 Healthcare

Automotive • Consulting • Healthcare

Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. The company focuses on revolutionizing lending and credit risk evaluation by leveraging its AI marketplace, which allows for higher approval rates and lower loss rates for Upstart-powered banks and credit unions. Recently, Upstart has expanded its offerings to include automobile refinancing. With a mission to enable effortless credit based on true risk, Upstart is also known for its digital-first lending experience and holds a significant position in the financial services sector.

📋 Description

• Identify the highest-impact causes of payment failures and lead solutions that improve payment success and borrower outcomes • Improve understanding of an individual borrower’s ability to repay, including through thoughtful use of third-party data sources • Shape a scalable Payments platform for teams across Upstart • Balance near-term business impact with longer-term investment in reusable platform primitives • Decide where to iterate, address technical debt, or build from scratch • Partner with Engineering, Data Analytics, Machine Learning, Design, Compliance, and product leaders across Servicing • Define priorities, success metrics, and a roadmap connecting platform leverage to borrower and business outcomes • Identify opportunities beyond incoming stakeholder requirements

🎯 Requirements

• 5+ years of product management experience owning strategy, roadmap, metrics, and delivery for a technical, transactional, or customer-facing product • Experience working with payments, money movement, loan servicing, billing, or a related financial product • Experience using quantitative analysis to diagnose product problems, evaluate tradeoffs, and guide product decisions • Experience partnering with Engineering and cross-functional teams to deliver products, systems, or platform capabilities • Experience building or scaling a platform used by internal product or engineering teams (preferred) • Experience increasing leverage from existing systems to drive business impact (preferred) • Experience in consumer finance, fintech, or another regulated industry (preferred) • Experience working with Machine Learning (preferred) • Experience balancing near-term customer or business outcomes with longer-term platform investment (preferred) • Familiarity with using GenAI thoughtfully to improve product development, decision-making, or customer experiences (preferred)

🏖️ Benefits

• Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly • 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada) • Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only) • Comprehensive health coverage including medical, dental, vision, and wellness resources for US and supplemental health coverage for Canada • Health Savings Account contributions from Upstart for eligible plans (US only) • Life insurance and disability coverage • Paid time off, sick leave, and company holidays • Paid family and parental leave • Family-centered benefits supporting fertility, parenthood, and caregiving • Employee Assistance Program (EAP) offering mental health support and life-centered resources • Financial planning tools and financial concierge service (US only) • Annual wellness allowance • Annual productivity allowance for relevant tools and resources • Team events, all-company updates, and employee resource groups (ERGs) • Catered lunches and fully stocked micro-kitchens when working from offices