
1001 - 5000 employees
🚘 Automotive
💼 Consulting
🏥 Healthcare
Automotive • Consulting • Healthcare
Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. The company focuses on revolutionizing lending and credit risk evaluation by leveraging its AI marketplace, which allows for higher approval rates and lower loss rates for Upstart-powered banks and credit unions. Recently, Upstart has expanded its offerings to include automobile refinancing. With a mission to enable effortless credit based on true risk, Upstart is also known for its digital-first lending experience and holds a significant position in the financial services sector.
🕒 August 10
🌐 United States, Canada – Remote
💵 $166.9k - $230.9k / year
⏰ Full Time
🔴 Lead
📊 Data Scientist
🦅 H1B Visa Sponsor
👻 Ghost score 19%
Where this job comes from
Posted on Upstart's careers page, not through a job board
First seen by Remote Rocketship August 10
Still open on Upstart's site. Checked 3 days ago.

1001 - 5000 employees
🚘 Automotive
💼 Consulting
🏥 Healthcare
Automotive • Consulting • Healthcare
Upstart is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. The company focuses on revolutionizing lending and credit risk evaluation by leveraging its AI marketplace, which allows for higher approval rates and lower loss rates for Upstart-powered banks and credit unions. Recently, Upstart has expanded its offerings to include automobile refinancing. With a mission to enable effortless credit based on true risk, Upstart is also known for its digital-first lending experience and holds a significant position in the financial services sector.
• Own credit and performance monitoring for the Personal Loans product • Identify performance trends, investigate root causes, and recommend targeted treatments • Perform rigorous statistical analyses of past experiments and natural experiments • Build and maintain workflows that automate and scale standard reporting • Provide regular model and credit performance visibility to senior leadership • Proactively monitor portfolio and model performance and diagnose unexpected outcomes • Drive data-informed decisions at the highest levels of the organization
• Master’s degree in a quantitative field such as Statistics, Mathematics, Economics, Finance, Operations Research, Physics, or related field • Experience with Python and SQL • Strong analytical and first-principles thinking • Ability to tackle complex and ambiguous problems • Strong communication, presentation, and collaboration skills • Ability to clearly articulate complex analytical concepts to diverse audiences • 6+ years of experience in analytics, data science, or a related quantitative field • Preferred: PhD in a quantitative field • Preferred: Expertise in experimental testing, causal inference, A/B testing, or hypothesis testing • Preferred: Experience and familiarity with finance, especially lending
• Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly • 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually • Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only) • Medical, dental, vision, wellness resources, and supplemental health coverage for Canada • Health Savings Account contributions for eligible plans (US only) • Life insurance and disability coverage • Paid time off, sick leave, and company holidays • Paid family and parental leave • Fertility, parenthood, and caregiving benefits • Employee Assistance Program offering mental health support and life-centered resources • Financial planning tools and financial concierge service (US only) • Annual wellness allowance • Annual productivity allowance for relevant tools and resources • Team events, all-company updates, and employee resource groups • Catered lunches and fully stocked micro-kitchens at offices
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