Quantitative Analytics Lead

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Affirm

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

Founded 2012

💳 Fintech

👥 B2C

🛍️ eCommerce

💰 Post-IPO Equity on 2021-01

Fintech • B2C • eCommerce

Affirm is a financial technology company that offers a 'Buy Now, Pay Later' service, allowing consumers to make purchases and pay for them over time with flexible payment plans. Affirm eliminates hidden fees and compound interest, providing clear terms and conditions for its users. The company also offers the Affirm Card, a debit card that allows users to request to pay over time for larger purchases or pay in full for smaller ones. Affirm partners with various retailers across multiple categories, including electronics, apparel, and travel, providing customers with the convenience of paying over time at checkout both online and in physical stores. Affirm's services are integrated with Apple Pay, enabling customers to make payments seamlessly from their iPhone or iPad.

📋 Description

• Perform independent challenges of machine learning models used for credit underwriting, credit risk, and/or fraud detection through thorough validation and ongoing monitoring • Identify model weaknesses and opportunities for improvement • Collaborate with model owners to remediate model validation findings • Partner cross-functionally to implement and maintain the company’s MRM framework • Partner with Internal Audit, Internal Controls, and Compliance to ensure timely resolution of audit and regulatory requests

🎯 Requirements

• 4-6 years of professional experience in related technical areas such as model development, model validation, data science • Deep and broad knowledge and experience in machine learning modeling, credit underwriting, credit risk management, and/or fraud detection and fraud risk management • Proven ability to work with script languages(e.g., Python) and large-scale dataset (e.g., SQL) • Extensive experience with machine learning platforms and frameworks (e.g., scikit-learn, pyspark) and cloud-based coding environments and databases • BS, MS, or PhD in a quantitative field such as Math, Data Science, Computer Science • Oriented toward detail, curious about data/models/algorithms, skilled at critical thinking and problem solving • Extraordinary interpersonal and verbal/written communication skills.

🏖️ Benefits

• Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents • Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses • Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge • ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount