Senior Vice President, Credit Initiatives

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3 days ago

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Aqua Finance, Inc.

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B2C • Finance • eCommerce

Aqua Finance, Inc. is a financial services company that specializes in providing consumer financing solutions to facilitate access to various home improvement projects and recreational products. They focus on diverse areas such as water treatment, HVAC systems, pools, spas, and general home renovations, helping dealers and customers make significant life enhancements more affordable. With a commitment to customer service, Aqua Finance partners with dealers to ensure a smooth and transparent financing process for borrowers.

201 - 500 employees

Founded 1985

👥 B2C

💸 Finance

🛍️ eCommerce

📋 Description

• Lead the deployment of credit products across the full lifecycle—from application and decisioning to fraud prevention and account management. • Lead model governance for credit risk and decisioning models, ensuring compliance, validation, and ongoing performance monitoring to support sound consumer lending decisions. • Collaborate cross-functionally with product design, commercial leaders, project management, IT, legal, compliance, operations, infosec, and finance to deliver system enhancements and credit practice changes. • Coordinate with Credit Operations and Implementation teams to ensure credit policies, procedures, and training materials accurately reflect deployed tools and technologies. • Translate credit and fraud strategies into actionable solutions by partnering with Credit Strategy & Analytics and Fraud teams to deliver integrated tools, processes, and tracking mechanisms. • Maintain and continuously update accurate diagrams and documentation of credit systems and workflows for use in audits, IT development, and executive communication. • Apply project management expertise to drive timely deployment of credit initiatives, ensuring transparency in timelines, scope, and key milestones. • Manage initiative progress using cloud-based tools to maintain transparency and enable rapid decision-making among internal and external stakeholders. • Deliver regular briefings to executive leadership on credit product initiatives, including progress, strategic purpose, anticipated impact, and ROI. • Investigate and anticipate downstream impacts of credit decisions on internal and external stakeholders, ensuring holistic risk and process management. • Develop deep subject matter expertise in all aspects of credit operations—from system infrastructure and processes to strategic and analytical elements.

🎯 Requirements

• Bachelor’s degree in Business, or related field, or commensurate experience required • Masters degree preferred • 12 years of related work experience with progressively elevated roles required • 7 years of people management experience required • 5 years of experience in the financial industry required • Attention to detail and accuracy required • Excellent verbal and written communication skills required • Proficient in the utilization of Microsoft Office Suite • Ability to thrive in a fast paced work environment

🏖️ Benefits

• Health insurance • 401(k) matching • Flexible work hours • Paid time off • Professional development opportunities