Director, Payments Compliance – Regulatory Affairs

🔥 14 hours ago

🇨🇦 Canada – Remote

💵 CA$150k - CA$200k / year

⏰ Full Time

🔴 Lead

🚔 Compliance

👻 Ghost score 11%

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Brim Financial

WebsiteLinkedInAll Job Openings

51 - 200 employees

Founded 2017

💼 Consulting

📦 Logistics

📣 Marketing

Consulting • Logistics • Marketing

Brim Financial is a North American licensed and certified credit card issuer that provides an end-to-end credit-card-as-a-service (CCaaS) platform. It offers a configurable, real-time platform-as-a-service for banks, fintechs, merchants and enterprises to launch and operate consumer and commercial credit card programs, payments, rewards, and related financial products (prepaid, BNPL, embedded loans). Brim partners with major networks (e. g. , Mastercard), emphasizes digital-first consumer experiences, and supports card issuance, loyalty, cross-border payments, and enterprise workflow integrations.

📋 Description

• Build, maintain, and continuously improve Brim's regulatory compliance program across payments, card issuing, and fund safeguarding activities • Maintain the regulatory compliance framework and policies for safeguarding end-user funds under the RPAA and RPAR • Monitor and interpret changes to RPAA, AML/CTF, provincial consumer protection, and card network rules • Translate regulatory changes into updated internal policies and procedures • Support the RPAA Senior Officer with Bank of Canada filings, annual reports, and incident notifications • Interpret and operationalize Payments Canada by-laws, rules, standards, and notices affecting card payment flows, including ACSS, Lynx, and RTR • Review and advise on cardholder agreements, disclosures, and fee structures • Manage relationships with regulators, card networks, and Payments Canada • Respond to consultations and support joint discovery efforts • Partner with Legal, Risk, and outside counsel on regulatory inquiries, card network compliance, and product launches • Support compliance due diligence requests from clients, investors, and banking partners • Maintain the compliance training program and company-wide awareness of regulatory obligations • Monitor AML/CTF program effectiveness, transaction monitoring, and regulatory reporting obligations • Manage annual Visa and Mastercard compliance attestations, network registrations, BIN and licence obligations, and the network compliance calendar • Maintain records of regulatory obligations, regulatory changes, and incidents in Canada and the U.S. • Support privacy-related case reporting to regulators • Run compliance monitoring and testing with key risk indicators and reporting to compliance committees and the Board • Sign off on new products and changes from a compliance standpoint

🎯 Requirements

• 6+ years of experience in financial services, fintech, or payments compliance and regulatory affairs • Working experience with Canadian payments regulation (RPAA/RPAR) and AML/CTF requirements under the PCMLTFA, or ability to learn specialized regulatory frameworks quickly • Experience with card issuing, prepaid products, or money services businesses is ideal • Ability to read and interpret legislation, card network rules, and legal agreements • Ability to translate regulatory requirements into operational policies and procedures • Strong analytical, written communication, and cross-functional communication skills • Ability to manage multiple regulatory workstreams and deadlines independently in a fast-paced environment • Bachelor's degree in business, law, finance, or a related field (or equivalent practical experience) • Working experience with the RPAA and RPAR, or a comparable payments regulatory framework • Compliance certification such as CAMS, ICA, or CRCM is a bonus • Prior experience with the Bank of Canada, OSFI, or a similar regulator is a bonus • Experience supporting board or investor compliance reporting is a bonus • Familiarity with U.S. payments regulation, including money transmitter licensing and Regulation Z, is a bonus • Experience with Operational Risk Management, including risk assessments, control testing, incident management, and risk reporting, is a bonus

🏖️ Benefits

• Competitive compensation and equity • Remote-first workplace (Eastern Time) • Comprehensive health plan • PTO • AI-enabled tools and AI as a force multiplier • Real ownership and opportunity to shape processes and standards

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