Credit Authorization Advisor

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Desjardins

WebsiteLinkedInAll Job Openings

10,000+ employees

Founded 1900

🏦 Banking

💸 Finance

Banking • Insurance • Finance

Desjardins is a leading financial cooperative in North America, offering a wide range of financial and insurance services across Canada. Its services include personal and business banking accounts, credit cards, mortgages, loans, savings and investments, as well as auto and home insurance, among others. Desjardins is known for its focus on responsible investment and supporting local economies. It provides members with the opportunity to participate in decision-making processes and emphasizes commitment to the community and youth development.

📋 Description

• Analyze and authorize exceptions and verifications of financing applications for non-retail client segment of moderate complexity, ensuring sound and prudent risk management. • Communicate any changes to financing standards and practices. • Participate in the integration of risk management deliverables. • Collaborate in risk quality performance management. • Propose improvements for risk management and contribute to the implementation of and compliance with credit policies in effect. • Act as a resource person and coach for financing packages and financial analysis for account managers and financing analysts.

🎯 Requirements

• Bachelor's degree in a related field • A minimum of four years of relevant experience • Knowledge of French is required • Knowledge of the latest financial, economic, policy and legislative developments • Ability to perform analyses of the market and the business centre external environment • Ability to perform financial analysis • Knowledge of the characteristics and credit risk inherent to each major market: commercial, industrial, institutional and agricultural • Basic knowledge of financial services industry practices that support business development and service offering initiatives • Knowledge of products and services for businesses and those offered by caisses, components and Desjardins distribution networks and those of the competition • Knowledge of financing and credit management practices related to businesses • Understanding of the philosophy and inner workings of a financial services cooperative • Knowledge of policies, legislation, standards and ethics governing the operation of the caisse and its business centres • Knowledge of business credit authorization, monitoring, collection and recovery practices • Familiarity with Desjardins procedures • Familiarity with government business assistance programs • Knowledge of service standards • Understanding of cooperative and cooperative network values, rules and operations

🏖️ Benefits

• Competitive salary and annual bonus • 4 weeks of flexible vacation starting in the first year • Defined benefit pension plan that provides predictable, stable income throughout retirement • Group insurance including telemedicine • Reimbursement of health and wellness expenses and telework equipment