Life and Critical Illness Underwriter

🕒 August 12

🇨🇦 Canada – Remote

💵 $79.7k - $129.7k / year

⏰ Full Time

🟡 Mid-level

🟠 Senior

📋 Underwriter

👻 Ghost score 24%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Manulife

WebsiteLinkedInAll Job Openings

10,000+ employees

Founded 1887

🏥 Healthcare

💸 Finance

🛡️ Insurance

💰 $1.2G Post-IPO Debt on 2023-03

Healthcare • Finance • Insurance

Manulife is a leading international financial services group based in Canada, offering a range of insurance and wealth management products to customers across North America, Asia, and Europe. The company is dedicated to helping people with their financial and healthcare needs through innovative solutions in insurance, investment, and retirement planning. Manulife is notable for its commitment to sustainability, diversity, equity, and inclusion. It has been recognized as one of Canada’s Top 100 Employers, demonstrating its dedication to creating a supportive and diverse workplace. With operations spanning numerous countries, Manulife is committed to delivering strong financial performance and customer satisfaction.

📋 Description

• Evaluate and make underwriting decisions on life and critical illness insurance applications with approval limits up to $10 million • Partner with assigned underwriters to review complex, high-value, or development-focused files • Assess underwriting approach, evidence ordered, documentation, decision rationale, and customer/advisor impact • Train, coach, and mentor underwriters • Support development of future-ready underwriting skills, including digital tools, AI-enabled decision support, data-driven insights, and continuous improvement practices • Promote consistent application of underwriting guidelines, philosophy, financial and medical underwriting principles, and risk management practices • Help underwriters understand business impact, requirement ordering, amendments, advisor communication, cycle time, customer experience, persistency, and competitive positioning • Manage co-signing and underwriting work efficiently while supporting service standards and timely decision-making • Provide feedback through case discussions, coaching sessions, office hours, and file reviews • Collaborate with underwriting leaders, Risk Management, Research, medical directors, and new business • Identify opportunities to improve underwriting processes, documentation, training, requirement ordering, and tool usage

🎯 Requirements

• Minimum of 5 years of experience in life and critical illness underwriting • Proven track record of handling complex and high-value cases • Strong knowledge of life and critical illness underwriting, including medical, financial, non-medical, product, and persistency considerations • Bachelor’s degree in finance, business, health sciences, or a related field is preferred • Professional underwriting designations or progress toward FALU, FLMI, ACS, or equivalent are highly desirable • Ability to mentor, coach, and develop underwriters • Strong analytical, judgment, and problem-solving skills • Excellent written and verbal communication skills • Comfort with underwriting technology, digital tools, data insights, and AI-enabled decision support • Ability to model collaboration, curiosity, accountability, adaptability, and continuous improvement

🏖️ Benefits

• Flexible work environment • Health insurance • Dental insurance • Mental health benefits • Vision insurance • Short- and long-term disability coverage • Life and AD&D insurance coverage • Adoption/surrogacy benefits • Wellness benefits • Employee/family assistance plans • Retirement savings plans • Pension • Global share ownership plan with employer matching contributions • Financial education and counseling resources • Paid holidays, vacation, personal, and sick days • Statutory leaves of absence • Reasonable accommodation during the application process