Senior Product Manager – Business Lending

🕒 June 22

🌐 United States, Canada – Remote

🇺🇸 United States – Remote 🇨🇦 Canada – Remote

🏄 California, New York, +1 more states – Remote

🏄 California – Remote 🗽 New York – Remote 🌲 Oregon – Remote

💵 $200.7k - $250.9k / year

⏰ Full Time

🟠 Senior

✅ Product Manager

🦅 H1B Visa Sponsor

This company has sponsored H1B visas in the past.

👻 Ghost score 10%

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Mercury

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

Founded 2017

💳 Fintech

🏦 Banking

☁️ SaaS

Fintech • Banking • SaaS

Mercury is a software-driven fintech that provides business and personal banking products built for startups and small to mid-size companies. Its platform offers business checking and savings, Treasury products, business credit cards and spend management, payments and invoicing, accounting integrations and AI-powered automations, plus APIs and developer tools. Mercury partners with FDIC-insured banks to offer deposit protection, emphasizes virtual cards, granular spend controls, and workflow automations for teams, agencies, ecommerce brands, VC funds, and crypto businesses. The product is positioned as an all-in-one banking and finance platform delivered through a modern app and API.

📋 Description

• Own the vision, strategy, and roadmap for Mercury's business lending product suite • Drive the end-to-end customer journey — eligibility and discovery, application, underwriting and decisioning, funding, servicing, and repayment • Partner with risk and data science to design underwriting and decisioning experiences that balance speed and approval rates with sound credit and compliance controls • Work with design and engineering to make the application feel effortless, transparent, and trustworthy for business owners • Collaborate with banking partners, legal, and compliance to ensure the product is regulatory-compliant and operationally sound • Define and instrument the metrics that matter: conversion, approval and decline rates, time-to-funding, loss performance, repayment health, and customer satisfaction — and use them to prioritize • Use customer insight, market research, and data to decide what to build next, and make crisp tradeoffs between scope, risk, and speed • Partner with marketing, sales, and support to launch the product and bring it to the right customers at the right moment

🎯 Requirements

• 7+ years of product management or aligned experience, with at least 2+ years in lending, credit, payments, or another regulated financial domain • Experience of building and scaling lending businesses • A strong grasp of the lending lifecycle: origination, underwriting, servicing, and repayment , and the risk and compliance considerations that come with it • Proven ability to ship AI-first and iterate on customer-facing products that solve real problems for users • Technical fluency: comfort partnering deeply with engineers and data scientists while translating complexity for business, risk, and compliance stakeholders • Strong customer empathy paired with the rigor to balance growth against credit, compliance, and operational realities • A track record of using data and experimentation to drive decisions and measurable outcomes • Comfort operating with ambiguity and setting direction in a fast-moving, greenfield product area

🏖️ Benefits

• base salary • equity (stock options/RSUs)