Senior Technical Program Manager – Credit & Lending

🕒 September 11

🌐 United States, Canada – Remote

🇺🇸 United States – Remote 🇨🇦 Canada – Remote

🏄 California, New York, +1 more states – Remote

🏄 California – Remote 🗽 New York – Remote 🌲 Oregon – Remote

💵 $180.2k - $225.2k / year

⏰ Full Time

🟠 Senior

🔧 Technical Program Manager

🦅 H1B Visa Sponsor

This company has sponsored H1B visas in the past.

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Mercury

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

Founded 2017

💳 Fintech

🏦 Banking

☁️ SaaS

Fintech • Banking • SaaS

Mercury is a software-driven fintech that provides business and personal banking products built for startups and small to mid-size companies. Its platform offers business checking and savings, Treasury products, business credit cards and spend management, payments and invoicing, accounting integrations and AI-powered automations, plus APIs and developer tools. Mercury partners with FDIC-insured banks to offer deposit protection, emphasizes virtual cards, granular spend controls, and workflow automations for teams, agencies, ecommerce brands, VC funds, and crypto businesses. The product is positioned as an all-in-one banking and finance platform delivered through a modern app and API.

📋 Description

• Own the integrated program plan across active credit and lending workstreams, including milestones, dependencies, and critical paths • Manage sequencing, resourcing tradeoffs, and escalations • Ensure Compliance, Treasury, and Operations readiness aligns with product and regulatory milestones • Drive incident learnings into design, test coverage, and runbooks • Contribute to the proposed Mercury Bank, N.A. technical program and collaborate with other TPMs • Maintain a single source of truth for status, decisions, risks, and owners, including a living RAID log • Facilitate structured decision-making by surfacing options and tradeoffs to leaders • Build and improve planning cycles, reviews, decision frameworks, and launch-readiness processes • Produce concise updates and synthesize cross-functional information into executive recommendations • Document program objectives, architecture decisions, and operational impacts • Serve as a trusted thought partner to engineering leads, product managers, and senior leadership • Eliminate inefficiencies through automation, AI tooling, or process redesign • Lead technical retrospectives and post-mortems and systematize learnings

🎯 Requirements

• 10+ years of program management or technical program management in a high-growth or regulated environment • Direct experience in financial services, fintech, or credit infrastructure • Familiarity with compliance, audit, reporting, and risk management obligations • Experience operating at department or business level, owning programs with multiple concurrent workstreams and cross-functional accountability • Proven ability to communicate with and influence executive stakeholders in writing and high-stakes meetings • Familiarity with lending tooling ecosystems such as loan origination, credit risk management, and lending management systems is a bonus • Product-first approach • Experience using AI tools and building workflows or tooling that improve team operations • Comfort working in ambiguity • Systems thinking, including understanding dependencies, second-order effects, and points of failure • Technical fluency to understand and challenge engineering decisions and identify technical risks • Exceptional written and verbal communication • Understanding of the financial dynamics of a lending business • High emotional intelligence • Commitment to diversity and belonging

🏖️ Benefits

• Base salary • Equity (stock options/RSUs) • Benefits • Reasonable accommodations throughout the recruitment process for applicants with disabilities or special needs