Fraud Analyst

🕒 August 15

🗽 New York – Remote

🗽 New York – Remote

💵 $66.3k - $75.3k / year

⏰ Full Time

🟡 Mid-level

🟠 Senior

🧐 Analyst

👻 Ghost score 10%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Municipal Credit Union

WebsiteLinkedInAll Job Openings

501 - 1000 employees

Founded 1916

🛡️ Insurance

⚖️ Legal

🏦 Banking

Insurance • Legal • Banking

Municipal Credit Union is a not-for-profit financial institution dedicated to serving the banking and lending needs of its members in New York City. Offering a range of personal banking products including checking and savings accounts, loans, credit cards, and insurance services, MCU focuses on helping its members achieve their financial goals through competitive rates and personalized support. With over 100 years of service, MCU emphasizes community engagement and the fulfillment of financial needs of local municipal workers and their families.

📋 Description

• Assess and analyze fraud alerts generated by MCU fraud detection systems or flagged by internal/external sources • Determine alert validity using data, transaction patterns, and risk indicators • Evaluate case risk and determine appropriate actions, including clearing, escalating, or freezing accounts • Perform Requests for Information with branch personnel • Conduct investigations in compliance with regulatory requirements • Compile documentation and evidence and develop initial investigative reports in the case management system • Maintain accurate case notes and thorough documentation • Ensure compliance with BSA/AML and Regulation CC • Ensure quality, uniformity, and regulatory compliance throughout the MCU footprint • Identify emerging fraud trends and patterns and report findings to the Fraud Mitigation Manager • Research control deficiencies and violations contributing to fraud and recommend enhanced controls • Improve operational efficiencies to reduce production hours and mitigate losses • Collaborate with other departments on solutions affecting performance, risk, losses, and organizational threats • Maintain documentation for internal/external audits and legal requests • Maintain current knowledge of fraud risks, regulatory changes, and industry best practices • Provide support, guidance, and training to Investigative Support Specialists • Perform other related duties and special projects as assigned

🎯 Requirements

• Bachelor or Associate degree in Criminal Justice, Business, Accounting, or related field, or work experience required • Minimum of 3 years of fraud analysis and investigation experience in the financial industry • Omni-channel experience including ACH, Wire, Check Fraud, Identity Theft, etc. • Basic knowledge and understanding of Federal/State/Local criminal statutes, bank regulatory, and compliance • Flexible hours as required • Ability to maintain confidential information • Proven initiative to be a self-starter and proactive approach • Professional appearance and demeanor • Ability to perform in a high-volume environment and meet deadlines while maintaining exceptional attention to detail • Technologically proficient • Proficiency in Verafin Monitoring/Case Management preferred • Industry-recognized certifications, e.g. CFE, are a plus but not required • Must complete annual BSA/AML, Fraud, and Cyber training requirements

🏖️ Benefits

• Discretionary bonus eligibility • 401(k) with a 6% employer match per pay period • Medical insurance • Vision insurance • Dental insurance • Life insurance • Disability insurance • Flexible paid time off • 11 paid holidays annually