Associate Director, Insurance Product Innovation, Emerging Solutions

🕒 June 9

🌵 Arizona, California, +13 more states – Remote

🌵 Arizona – Remote 🏄 California – Remote ⛰️ Colorado – Remote 🐊 Florida – Remote 🌽 Illinois – Remote 🎰 Nevada – Remote 🏖️ New Jersey – Remote 🗽 New York – Remote 🌲 North Carolina – Remote 🏈 Ohio – Remote 🍂 Massachusetts – Remote 🚗 Michigan – Remote 🔔 Pennsylvania – Remote 🤠 Texas – Remote ⚔️ Virginia – Remote

💵 $147.5k - $215.2k / year

⏰ Full Time

🟠 Senior

🔒 Insurance

🦅 H1B Visa Sponsor

This company has sponsored H1B visas in the past.

👻 Ghost score 24%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Oscar Health

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

Founded 2012

⚕️ Healthcare Insurance

🏥 Healthcare

🔥 Funding within the last year

💰 $355M Post-IPO Debt - Oscar Health on 2025-09

Healthcare Insurance • Healthcare

Oscar Health is a technology-driven health insurance company that provides individual, family, and small-group health plans in multiple U. S. states. Oscar combines traditional insurance underwriting with digital-first services — a consumer-facing app, 24/7 virtual urgent care, prescription delivery (including $3 meds in many plans), and dedicated Care Teams — and also operates Oscar Primary Care in some markets. The company emphasizes accessible, affordable, high-quality care and uses AI to improve member experience and care delivery. Insurance policies are underwritten by Oscar's state insurance subsidiaries and the company offers both HMO and other plan types across its markets.

📋 Description

• Lead the development of product and innovation strategies across the individual market and new solution spaces • Translate enterprise and market priorities into relevant product strategies, value propositions, and expansion roadmaps • Identify and scale new growth opportunities, including lifestyle-oriented products, population-specific solutions, and adjacent offerings • Define market-specific right-to-win strategies, competitive positioning, and investment priorities • Lead development of business cases, including return on investment, growth, and margin impact in partnership with actuarial and finance • Promote optimization of product performance using member insights, behavioral data, and market intelligence • Ensure new solutions integrate with existing product portfolio, benefit design standards, and member value propositions • Improve modular product design to improve scalability, consistency, and speed to market across markets • Manage product lifecycle performance, including launch readiness, post-launch optimization, and long-term sustainability • Partner with product execution, compliance, and regulatory teams to ensure readiness and adherence to all requirements • Build design and execution of the member incentives platform (rewards, engagement programs, and vendor partnerships) • Define and innovate the program structure, eligibility, and value proposition in consideration of member engagement and retention goals • Partner with other teams and external vendors to provide scalable, compliant incentive solutions • Support ongoing refinement post-launch of incentive platform and partnership models, based on data-driven insights to promote membership engagement • Be the senior connector across actuarial, network, market leadership, compliance, regulatory, finance, and growth teams • Promote agreement, ensuring decision-making and execution • Manage dependencies, timelines, and trade-offs alongside peers to ensure execution and delivery of results • Influence strategic decisions across a matrixed organization without direct authority • Lead complex programs spanning multiple markets, partners, and products • Analyze results and provide recommendations to improve product performance or scaling of geographies, based on data-driven insights • Provide leadership oversight for direct report(s), including coaching, conducting frequent meetings, direction. • Compliance with all applicable laws and regulations • Other duties as assigned

🎯 Requirements

• Bachelor's degree • 8+ years of experience in health insurance, product strategy, ACA marketplace, or small group product fields • Experience leading a team without authority and building/developing processes that lead to improved speed to market • Experience supporting or managing product lifecycle execution, including design and launch • Experience working in a matrixed environment • Experience managing complex programs (e.g., growth, product innovation) with multiple matrixed partners • Willingness to travel up to 25% of the time.

🏖️ Benefits

• employee benefits • participation in Oscar's unlimited vacation program • annual performance bonuses