Risk Control Analyst, Card & ATO Risk

Job not on LinkedIn

🔥 0 minutes ago

🌐 Singapore, Australia, +2 more countries – Remote

🇸🇬 Singapore – Remote 🇦🇺 Australia – Remote 🇹🇼 Taiwan – Remote 🇹🇭 Thailand – Remote

⏰ Full Time

🟡 Mid-level

🟠 Senior

🎲 Risk

Apply Now

Find Similar Remote Jobs

Set Up Email Alert For New Jobs

📊 Check your resume score for this job

Improve your chances of getting an interview by checking your resume score before you apply.

Upload Resume

Binance

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

Founded 2017

₿ Crypto

💳 Fintech

💰 Initial Coin Offering on 2020-12

Crypto • Fintech

Binance is the world's leading cryptocurrency exchange, serving over 235 million registered users across more than 180 countries. The platform offers a wide array of services, including the trading of over 350 cryptocurrencies in Spot, Margin, and Futures markets. Users can also buy and sell crypto via Binance P2P, earn interest through Binance Earn, and engage in NFT trading on the Binance NFT marketplace. Binance provides low transaction fees and diverse payment options, making it a preferred choice for cryptocurrency enthusiasts worldwide.

📋 Description

• Serve as the primary risk point of contact for card issuer side risk matters, including BIN card fraud, transaction monitoring, and card lifecycle risk controls • Collaborate with payment and card business teams to gather requirements, propose risk control measures, and drive end-to-end implementation • Design and deploy risk rules and strategies for card-related scenarios, including card opening, credit limit adjustments, transaction authorization, and dispute/chargeback handling • Monitor card risk metrics, conduct post-event analysis, and continuously optimize control effectiveness • Evaluate third-party card risk vendors and solutions; drive integration where valuable • Design and deploy ATO risk control strategies, including risk analysis, feature extraction, rule/strategy deployment, and control flow design • Build and refine ATO detection and prevention pipelines across login, device, transaction, and account-change scenarios • Leverage risk signals (device, IP, behavioral, biometric) to construct multi-layered defense chains • Analyze attack patterns and emerging threats; translate insights into actionable detection rules and mitigation strategies • Document risk control designs, decision logs, and post-incident reviews • Work with data and engineering teams to implement and tune risk models and rules • Participate in cross-functional projects spanning payment, compliance, and product teams

🎯 Requirements

• 3+ years of experience in risk control, fraud prevention, or a related analytical role • Hands-on experience designing and deploying risk rules/strategies in a real-time production environment • Strong analytical skills: ability to extract risk features from data, build detection logic, and measure control effectiveness • Solid understanding of risk control frameworks, including rule-based systems, scoring models, and layered defense design • Proficiency in SQL and data analysis tools; comfortable working with large datasets • Strong communication and stakeholder management skills — ability to translate business needs into risk control requirements and drive cross-team execution • Experience using AI tools in day-to-day work, e.g., leveraging AI to analyze risk issues, automate and optimize rules, screen data, or accelerate investigation workflows • Experience in Card risk control on the issuer side (BIN management, authorization risk, 3DS, card fraud detection) preferred • Experience with ATO, account fraud, or identity risk domains preferred • Experience working with third-party risk vendors (e.g., face verification, device fingerprinting, fraud scoring) preferred • Knowledge of regulatory and compliance considerations in card and fintech risk preferred • Bilingual English/Mandarin is required to effectively coordinate with overseas partners and stakeholders

🏖️ Benefits

• Competitive salary and company benefits • Work-from-home arrangement (the arrangement may vary depending on the work nature of the business team) • Opportunities for career growth and continuous learning • Collaborate with world-class talent in a user-centric global organization with a flat structure • Tackle unique, fast-paced projects with autonomy in an innovative environment