Payment Operations Specialist

Job not on LinkedIn

🔥 1 minute ago

🌐 Guatemala, Argentina, +4 more countries – Remote

🇬🇹 Guatemala – Remote 🇦🇷 Argentina – Remote 🇲🇽 Mexico – Remote 🇨🇱 Chile – Remote 🇨🇷 Costa Rica – Remote 🇨🇴 Colombia – Remote

⏰ Full Time

🟢 Junior

🟡 Mid-level

⚙️ Operations

🚫👨‍🎓 No degree required

👻 Ghost score 12%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Capchase

WebsiteLinkedInAll Job Openings

51 - 200 employees

Founded 2020

💸 Finance

☁️ SaaS

💳 Fintech

💰 $400M Debt Financing on 2022-07

Finance • SaaS • Fintech

Capchase is a company that provides financing solutions specifically tailored for B2B SaaS companies. It offers fast, non-dilutive funding options based on future recurring revenue, enabling companies to grow without giving up equity. Capchase's platform also facilitates flexible payment terms for customers, allowing businesses to receive upfront payments while offering installment plans to their clients. With integrations, automated collections, and a seamless digital payment experience, Capchase aims to reduce buying friction and accelerate sales cycles for SaaS businesses, ultimately helping them scale efficiently and sustainably.

📋 Description

• Review, validate, and deploy approved deals, ensuring financial details, documentation, payment schedules, and approvals are accurate • Execute and monitor vendor payouts, customer collections, refunds, and other money movement activities across payment rails and currencies • Perform daily cash and payment reconciliations • Investigate discrepancies and resolve failed, returned, duplicate, or misapplied transactions • Manage time-sensitive priorities while meeting banking deadlines • Challenge unusual transactions, inconsistent information, or suspicious payment instructions • Investigate operational issues and platform bugs, identify root causes, assess impact, and drive resolution • Understand the platform and end-to-end transaction lifecycle from deal origination through funding and repayment • Identify opportunities to simplify, automate, and scale workflows using AI agents and automation • Partner with Product and Engineering to improve platform functionality, test solutions, and strengthen operational controls • Coordinate with Finance, Capital Markets, Risk, Collections, and Customer Operations • Communicate blockers, risks, and outstanding items proactively and follow through to resolution • Support operational reporting, month-end reconciliations, and cross-functional initiatives

🎯 Requirements

• 2+ years of experience in operations, payments, treasury, or another analytical, execution-focused role • Exceptional attention to detail and critical thinking • Strong analytical and problem-solving skills • Experience working with large datasets and investigating complex issues • Curiosity and a systems mindset • Strong ownership and independence • Comfort with Excel/Google Sheets, new platforms, AI tools, and automation • Familiarity with US payment rails, including ACH and wire transfers, or comparable payment systems • Excellent communication and cross-team collaboration skills • Ability to prioritize and maintain accuracy in a fast-paced, time-sensitive environment • Fluent English, written and spoken • Availability to work US Eastern/Central business hours • Spanish fluency is a nice-to-have • Familiarity with SQL, BI tools, scripting, or automation platforms is a nice-to-have • Experience in fintech, lending, banking, or B2B payments is a nice-to-have • No specific degree required; analytical ability, sound judgment, and willingness to learn are valued over a specific degree

🏖️ Benefits

• Equal opportunity employer • Diverse team representing 15+ nationalities • Opportunity to help accelerate an industry and work on innovative fintech products • Opportunity to work with modern tools, including AI agents and automation • Cross-functional exposure to Finance, Capital Markets, Risk, Product, Engineering, and Operations teams