Director, Risk Strategy – Fraud & AML, Fiat + Crypto

🕒 April 22

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Coins.ph

WebsiteLinkedInAll Job Openings

201 - 500 employees

Founded 2014

💸 Finance

💳 Fintech

₿ Crypto

💰 $30M Series C on 2022-05

Finance • Fintech • Crypto

Coins. ph is the leading crypto exchange in the Philippines, providing a platform for buying, selling, and storing cryptocurrency with ease. With a user base exceeding 16 million, Coins. ph offers services such as bill payments, professional-grade trading through Coins Pro, and educational resources through Coins Academy. Licensed by the Bangko Sentral ng Pilipinas, Coins. ph is a secure and affordable gateway for individuals and corporations in the Philippines to engage in cryptocurrency trading and payments. As the official crypto partner of the Philippine Basketball Association, Coins. ph is committed to fostering innovation in both the sports and cryptocurrency sectors.

📋 Description

• Own and drive the overall fraud prevention and AML strategy across fiat and crypto • Design strategies across the full lifecycle: onboarding, login, fiat deposits/withdrawals, trading, and crypto transfers • Identify and mitigate risks such as payment fraud, account takeover, mule activity, scams, and money laundering • Build unified strategies that connect user behavior, transaction activity, and fund flows (fiat + on-chain) • Balance risk control with user experience and operational efficiency • Design and optimize risk strategies for fiat on-ramp and off-ramp flows (bank transfers, e-wallets, payment rails) • Monitor and assess incoming and outgoing fiat transactions for fraud and AML risks • Define review, approval, and escalation mechanisms for high-risk transactions • Work closely with payment partners and internal teams to manage risk exposure • Analyze and trace end-to-end fund flows across fiat and crypto • Identify suspicious patterns such as layering, structuring, mule networks, and fraud-linked flows • Make or guide decisions on account-level actions (e.g., allow, block, restrict, freeze, escalate) • Build frameworks for consistent and explainable risk decision-making • Leverage and optimize Elliptic to strengthen on-chain monitoring and AML capabilities • Translate blockchain intelligence into actionable risk strategies (e.g., scam flows, high-risk wallets) • Integrate Elliptic signals into internal systems for automated decision-making • Evaluate other tools (e.g., Chainalysis, TRM) where needed • Lead the design of scalable risk infrastructure, including rule engines, decision engines, and case management systems • Build unified systems that support fraud, AML, and fund flow monitoring • Drive real-time decisioning and reduce reliance on manual processes • Identify emerging fraud and AML typologies using data analysis • Define and track key metrics (fraud loss, detection rate, false positives, operational efficiency) • Implement testing frameworks (A/B testing, rule tuning, segmentation) • Build and lead teams across risk strategy, fraud operations, and AML operations • Work closely with PH Risk & AML team for execution and local alignment • Partner with Product, Engineering, Compliance, and Operations globally

🎯 Requirements

• 8+ years in fraud risk, AML, payments risk, or risk strategy, with 3+ years in leadership • Strong experience in payments, crypto exchanges, or fintech platforms • Proven experience managing fiat transaction risk and/or payment fraud • Deep expertise in anti-fraud (ATO, payment fraud, scams) and AML • Strong understanding of fiat transaction flows, payment systems, and risk controls • Ability to trace fund flows across fiat and crypto and identify suspicious patterns • Experience making or guiding account-level risk decisions (block/freeze/restrict) • Experience designing scalable risk strategies and rule systems • Hands-on experience with Elliptic (or similar tools like Chainalysis / TRM) • Ability to translate tool outputs into risk decision logic • Strong data skills (SQL required, Python preferred) • Strong leadership and execution capability across functions • Experience working with regional or distributed teams • Fluent in English • Nice to Have • Experience with both fiat payments risk and crypto risk • Experience analyzing complex fund flows (multi-hop, cross-channel) • Familiarity with Southeast Asia / Philippines market • CAMS or similar certifications