Senior Specialist, T2 / Target2 Payment Operations

🔥 24 minutes ago

🌐 Netherlands, Spain, +2 more countries – Remote

🇳🇱 Netherlands – Remote 🇪🇸 Spain – Remote 🇨🇾 Cyprus – Remote 🇵🇱 Poland – Remote

⏰ Full Time

🟠 Senior

⚙️ Operations

👻 Ghost score 16%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

Apply Now

Find Similar Remote Jobs

Set Up Email Alert For New Jobs

📊 Check your resume score for this job

Improve your chances of getting an interview by checking your resume score before you apply.

Upload Resume

Finom

WebsiteLinkedInAll Job Openings

501 - 1000 employees

Founded 2019

💳 Fintech

💸 Finance

🤝 B2B

Fintech • Finance • B2B

Finom is a fintech company offering comprehensive financial services for SMEs, freelancers, and companies. The platform provides tools for invoicing, expense management, and easy online account opening with added benefits like cashback and international IBAN accounts. Finom ensures data security through partnerships with banks like SolarisBank and Treezor, making it a fast and reliable service for business financial management.

📋 Description

• Own core payment processes, including SCT / SCT Inst recalls, investigations, SWIFT enquiries, missing or incoming funds, rejects, returns and refunds • Run the T2 platform day to day using the T2 GUI (U2A/A2A) • Maintain CRDM reference data and establish four-eyes controls and the manual-versus-automated split • Manage migration from BNP Paribas to direct participation, ensuring payment traceability by BIC and path • Define retirement timing for BNPP-dependent steps • Serve as the Payment Operations link to the reconciliation team • Build incident processes around DNB, FIS and TARGET escalation routes • Own Payment Operations’ role in DNB reporting and define the ECONS II contingency approach • Coordinate with the Eurosystem, DNB, SWIFT/NEXI, FIS, correspondent banks, Product and Engineering • Design and document Payment Operations processes, validate them in August UAT, execute BIC-by-BIC cutover, and operate the processes as business-as-usual • Ensure documented procedures, passing UAT evidence, clear Customer Support guidance, and stable post-go-live T2 operations

🎯 Requirements

• Hands-on experience with T2 / TARGET Services (RTGS, TIPS), including the GUI and U2A/A2A actions • Around 2-3+ years in payment operations at a bank, EMI or PSP, ideally with SEPA schemes (SCT, SCT Inst) • Familiarity with investigations, recalls, returns and SWIFT / ISO 20022 messaging • Experience writing SOPs and controls, or ability to pick it up quickly • Comfort working with regulators, partners and technical teams • Ability to make sign-off and escalation decisions with support from the team • Fluent English • Nice to have: CRDM reference-data maintenance experience • Nice to have: involvement in direct-participation onboarding or sponsor-bank migration • Nice to have: knowledge of DNB / TARGET-NL conditions, IPR, PSD2, or ECONS II contingency processes

🏖️ Benefits

• Continuous personal and professional development opportunities • Flexible travel and remote or hybrid work across Europe • Stock Options Program available to every team member • Constant support and care • Work & Swim Program: one month in a corporate apartment in Cyprus • Equal opportunity and diversity-focused workplace