Credit Officer

🕒 July 17

🇵🇭 Philippines – Remote

💵 A$1.5k - A$2k / month

⏳ Contract/Temporary

🟢 Junior

🟡 Mid-level

🚫👨‍🎓 No degree required

👻 Ghost score 51%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Hunt St

WebsiteLinkedInAll Job Openings

1 - 10 employees

🎯 Recruiter

👥 HR Tech

🤝 B2B

Recruitment • HR Tech • B2B

Hunt St is an Australia-based recruiting firm founded by brothers Shaun and Eliot with the aim of helping small and medium-sized enterprises (SMEs) hire top offshore talent directly, avoiding the high costs associated with traditional outsourcing agencies. The company offers a unique one-time finder's fee model, enabling clients to save significantly on recruitment costs. They provide comprehensive services including job postings, candidate screenings, interviews, and legal support for compliant remote hiring. Hunt St specializes in sourcing talent from countries like the Philippines, Nepal, Indonesia, and India, offering a transparent and ethical hiring process that allows businesses to provide fairer compensation to employees while ensuring stringent security and compliance measures are met.

📋 Description

• Evaluate residential and commercial mortgage applications by assessing borrowers' creditworthiness and financial position • Analyse financial statements, credit reports, supporting documentation, and other relevant information to determine lending risk • Make timely credit decisions based on analysis and lending guidelines • Prepare credit assessments and present lending recommendations for approval or decline • Implement risk management strategies to minimise credit exposure • Own loan applications from submission through formal approval • Manage a high-volume pipeline while meeting SLAs and turnaround times • Monitor application progress and follow up proactively • Communicate with brokers, loan officers, clients, and internal stakeholders via phone and email • Build working relationships with brokers and internal stakeholders • Provide guidance and support to team members on credit-related matters • Ensure loan documentation is complete, accurate, and compliant with policies, regulations, and Australian lending standards • Maintain comprehensive credit assessments • Stay current with Australian non-bank lending regulatory requirements • Undertake other aligned duties as required

🎯 Requirements

• Philippines-based candidate • Minimum 2 years of regulated mortgage underwriting experience across Australian residential and commercial mortgages • Strong understanding of financial analysis, credit risk assessment, lending principles, and Australian mortgage underwriting processes • Strong analytical, problem-solving, and decision-making skills • Excellent attention to detail and commitment to compliance and documentation • Ability to independently manage multiple loan applications while meeting SLAs and turnaround times • Excellent verbal and written communication skills • Ability to liaise confidently with brokers, clients, loan officers, and internal stakeholders • Ability to build professional relationships and communicate lending decisions clearly and diplomatically • Strong organisational and time management skills • Ability to work autonomously in a fast-paced environment • Proactive, solutions-focused approach and commitment to customer service • High level of professionalism, ownership, integrity, and accountability • Experience supporting or mentoring junior team members on credit-related matters • Adaptability and ability to learn new lending processes, systems, and regulatory changes • Willingness to support additional business requirements • Must disclose existing ongoing roles or client work • Must reflect the engagement on LinkedIn as “Independent Contractor”

🏖️ Benefits

• 100% remote work from home • Flexible time management as an independent contractor • Alignment with AU business hours for collaboration • Independent Contractor Agreement engagement