Financial Planning Manager – Cards

Job not on LinkedIn

🔥 17 minutes ago

🇧🇷 Brazil – Remote

⏰ Full Time

🟡 Mid-level

🟠 Senior

💸 Financial Planning and Analysis (FP&A)

👻 Ghost score 12%

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🗣️🇧🇷🇵🇹 Portuguese Required

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Logo of Neon

Neon

1001 - 5000 employees

Founded 2016

💼 Consulting

🛡️ Insurance

💳 Fintech

Consulting • Insurance • Fintech

Neon is a Brazilian financial technology company that offers a comprehensive digital financial service through a mobile app. As an authorized payment institution by the Central Bank of Brazil, Neon provides customers with a digital account service, credit cards without annual fees, investment options like CDBs, personal loans, and various financial solutions for individuals and businesses, including MEI services. Their app facilitates easy financial management by integrating services such as virtual cards for secure online transactions, cashback on purchases, and the practical use of Pix for instant transfers. Although not a digital bank, Neon offers banking-like services powered by technology to promote financial innovation while ensuring high standards of security for its users.

📋 Description

• Act as the Financial Business Partner for Cards, Banking, and Insurance • Support data-driven decisions, economic feasibility studies for products and features, and portfolio profitability monitoring • Lead the monthly, annual, and long-term budgeting cycle • Establish cadence, analytical standards, and ongoing reforecasting processes • Perform Actual vs. Budget vs. Forecast analyses • Lead the closing of results for the business verticals and prepare executive reports for the Board, executive leadership, and senior management • Build, parameterize, and enhance projection models incorporating card unit economics • Partner with Credit and Collections to align risk and revenue perspectives in the product P&L • Drive automation and explore AI applications to optimize processes • Lead and develop the direct team, raising the technical bar

🎯 Requirements

• Strong experience in FP&A or Strategic Finance at banks, fintechs, or card issuers/payment companies that originate and manage their own credit portfolios • Practical and conceptual understanding of card financial dynamics, including NII, funding costs, interchange, fees, revolving credit, credit risk/provisioning (PDD), and cohort/vintage analysis • Ability to build accurate and robust financial models in Excel/Google Sheets • Fluent English, both written and spoken • Strong stakeholder management skills and the ability to communicate with technical authority • Practical experience with AI and automation to improve efficiency (preferred) • Knowledge of Python or SQL (preferred) • Previous team management experience (preferred)

🏖️ Benefits

• Medical and dental insurance • Meal and food allowance • Life insurance • Home office equipment credit • Gympass: access to a network of gyms and online classes • Childcare or nanny allowance • Extended parental leave • Open English: discounted lesson packages for all Neowners and their dependents • Discounts on MBAs and specialization programs at USP ESALQ • Betterfly: wellness platform • Alô Cafuné: psychological support program • Epharma: discounts of up to 50% on medications • Allya: partner network offering discounts at pharmacies, supermarkets, and other establishments • Coworking space access, in accordance with company policy • Semiannual performance and culture review cycle • Regular feedback and support in executing your individual development plan • Decola: internal recruitment program • Onflow: internal knowledge network • Access to payroll-deducted loans • Free cashback

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