Credit Analyst – Australian Mortgage

🕒 April 29

🇵🇭 Philippines – Remote

💵 ₱95k - ₱120k / month

⏰ Full Time

🟡 Mid-level

🟠 Senior

🧐 Analyst

👻 Ghost score 44%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Pear Tree.

WebsiteLinkedInAll Job Openings

1 - 10 employees

💼 Consulting

📦 Logistics

📣 Marketing

Consulting • Logistics • Marketing

Pear Tree is a Melbourne‑born offshore recruitment and hiring services company that connects Australian, US, and UK businesses directly with skilled offshore professionals (primarily from the Philippines) without agency markups. They provide end-to-end hiring support — sourcing, screening, skills assessments, video interviews, reference checks — and offer payroll, Employer‑of‑Record, and compliance assistance plus a six‑month replacement guarantee. Pear Tree recruits across IT, sales & marketing, finance, creative, admin and operations roles, emphasizing cost savings, direct pay to talent, and secure onboarding workflows.

📋 Description

• Loan Assessment: Conduct thorough assessments of loan applications against specific 2nd-tier lender requirements to ensure eligibility and serviceability. • AOL Management: Execute the accurate and efficient lodgement of applications through the ApplyOnline (AOL) system. • Pipeline Progression: Manage the application lifecycle from lodgement to settlement, providing regular status reporting to the Senior Credit Manager. • Refinancing Program: Support the firm’s active client refinancing program, working within pre-planned lending parameters and scheduled deadlines. • Compliance: Ensure all documentation meets strict Australian regulatory and internal compliance standards.

🎯 Requirements

• Australian Credit Experience: Minimum 3–5 years’ experience in a credit-focused role, ideally within an Australian mortgage brokerage or 2nd-tier lender. • System Proficiency: Advanced, hands-on experience with the AOL (ApplyOnline) lodgement system. • Specialist Lender Familiarity: Prior experience specifically with the credit portals and submission nuances of non-bank lenders like Bluestone, Resimac, or Firstmac. • Operational Discipline: Strong ability to follow set schedules and maintain high output without sacrificing accuracy. • Communication: Confident in reporting to senior leadership and managing lender follow-ups. • PREFERRED SKILLS (nice to have): Experience in managing "valuation disputes" or "pricing requests" to help move a deal from conditional to unconditional approval faster.