Credit Analyst, Parabroker

🔥 0 minutes ago

Apply Now

Find Similar Remote Jobs

Set Up Email Alert For New Jobs

📊 Check your resume score for this job

Improve your chances of getting an interview by checking your resume score before you apply.

Upload Resume

Pear Tree.

WebsiteLinkedInAll Job Openings

1 - 10 employees

💼 Consulting

📦 Logistics

📣 Marketing

Consulting • Logistics • Marketing

Pear Tree is a Melbourne‑born offshore recruitment and hiring services company that connects Australian, US, and UK businesses directly with skilled offshore professionals (primarily from the Philippines) without agency markups. They provide end-to-end hiring support — sourcing, screening, skills assessments, video interviews, reference checks — and offer payroll, Employer‑of‑Record, and compliance assistance plus a six‑month replacement guarantee. Pear Tree recruits across IT, sales & marketing, finance, creative, admin and operations roles, emphasizing cost savings, direct pay to talent, and secure onboarding workflows.

📋 Description

• Manage end-to-end mortgage application preparation, from organising supporting documents through to lodgement, including BrokerEngine and ApplyOnline, requirements and objectives, product/lender selection, and identifying outstanding client requirements. • Assess PAYG and self-employed income, including employment type, deductions, HELP repayments, YTD earnings, base/non-base income, overtime, commissions, bonuses, tax returns and NOAs. • Complete Quickli servicing assessments and accurately calculate LVR, LMI, deposits and overall servicing requirements. • Review lender policies and servicing options, including alternative self-employed income policies and First Home Buyer schemes and benefits. • Order property valuations and determine appropriate valuation requirements based on LVR and lender criteria. • Manage interest rate reviews and lender pricing requests. • Assess living expenses using bank statement platforms, including Frollo Open Banking. • Ensure applications meet lender and compliance requirements, including required supporting documentation, while maintaining high file quality and minimising MIRs. • Use BrokerEngine, FLEX, Quickli, ApplyOnline and digital signing platforms to manage and progress applications efficiently. • Communicate clearly and professionally with brokers, clients and stakeholders via phone, email and WhatsApp. • Adapt to evolving processes and procedures and use AI tools such as ChatGPT, Claude and Gemini to support efficiency and day-to-day work.

🎯 Requirements

• Minimum 3 years’ Australian mortgage broking experience. • Strong hands-on experience with AFG BrokerEngine and FLEX — minimal training required. • Proficiency in ApplyOnline and Quickli. • Solid understanding of Australian residential lending, lender policies, servicing and compliance. • Strong numerical ability and attention to detail. • Fluent English communication skills across reading, writing and speaking. • Experience with digital signing platforms such as Adobe Sign, Dropbox Sign or DocuSign. • Ability to work independently, learn quickly and adapt to changing processes.

🏖️ Benefits

• Full time / Remote - WFH • Australian Business Hours - Dayshift • Competitive salary