Credit Analyst

🕒 April 16

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Logo of Pear Tree.

Pear Tree.

1 - 10 employees

🎯 Recruiter

👥 HR Tech

🤝 B2B

Recruitment • HR Tech • B2B

Pear Tree is a Melbourne‑born offshore recruitment and hiring services company that connects Australian, US, and UK businesses directly with skilled offshore professionals (primarily from the Philippines) without agency markups. They provide end-to-end hiring support — sourcing, screening, skills assessments, video interviews, reference checks — and offer payroll, Employer‑of‑Record, and compliance assistance plus a six‑month replacement guarantee. Pear Tree recruits across IT, sales & marketing, finance, creative, admin and operations roles, emphasizing cost savings, direct pay to talent, and secure onboarding workflows.

📋 Description

• Manage the full credit process within MyCRM • Structure applications in line with aggregator (Loan Market) and lender requirements • Assess client financials, servicing capacity, and risk profiles • Recommend optimal lending strategies and products • Perform detailed checks on all documentation • Ensure accuracy and minimise rework or lender queries • Liaise with a panel of 40+ lenders • Navigate policy nuances and advocate for approvals • Identify inefficiencies and implement scalable workflows • Contribute to operational growth and efficiency • Guide junior team members and VAs • Act as the escalation point for complex scenarios

🎯 Requirements

• 4+ years in the Australian mortgage broking industry • Degree in Finance, Accounting, Business, or a related field • Ability to interpret the full financial picture beyond checklists • Clear, professional English (written & verbal) • Strong familiarity with Loan Market aggregator systems • Advanced experience with MyCRM • Deep understanding of Australian lending policies and servicing calculators • Stable high-speed internet and dependable work environment aligned with AEST hours

🏖️ Benefits

• AU Holidays

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