Senior Credit Analyst – AU Mortgage Experience

🔥 10 minutes ago

🇵🇭 Philippines – Remote

💵 ₱90k - ₱120k / month

⏰ Full Time

🟠 Senior

🧐 Analyst

👻 Ghost score 0%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Pear Tree.

WebsiteLinkedInAll Job Openings

1 - 10 employees

💼 Consulting

📦 Logistics

📣 Marketing

Consulting • Logistics • Marketing

Pear Tree is a Melbourne‑born offshore recruitment and hiring services company that connects Australian, US, and UK businesses directly with skilled offshore professionals (primarily from the Philippines) without agency markups. They provide end-to-end hiring support — sourcing, screening, skills assessments, video interviews, reference checks — and offer payroll, Employer‑of‑Record, and compliance assistance plus a six‑month replacement guarantee. Pear Tree recruits across IT, sales & marketing, finance, creative, admin and operations roles, emphasizing cost savings, direct pay to talent, and secure onboarding workflows.

📋 Description

• Analyze borrower scenarios, including PAYG, self-employed, and complex structures • Structure deals across refinances, cash-out/equity release, pre-approvals, multi-lender/proprietary products, and basic SMSF lending • Prepare and submit loan applications via Connective • Complete and manage MIRs (More Information Requests) • Review supporting documents for completeness and credit strength • Identify risks and propose alternative structures before submission • Liaise with lenders, BDMs, and internal stakeholders • Maintain accurate notes and pipeline in Mercury CRM

🎯 Requirements

• 4+ years in Australian mortgage broking / credit analysis • Strong experience with complex deals, including non-vanilla PAYG scenarios • Experience with refinance and equity release scenarios • Experience with pre-approvals and submissions • Hands-on experience with Connective (non-negotiable) • Experience with Mercury CRM strongly preferred • Solid understanding of lender policies and servicing • SMSF lending exposure nice to have • Experience with non-bank / specialist lenders nice to have

🏖️ Benefits

• Remote work • Full-time schedule aligned with Australian hours • Australian public holidays