Senior Para-Broker – AU Mortgage

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Logo of Pear Tree.

Pear Tree.

1 - 10 employees

🎯 Recruiter

👥 HR Tech

🤝 B2B

Recruitment • HR Tech • B2B

Pear Tree is a Melbourne‑born offshore recruitment and hiring services company that connects Australian, US, and UK businesses directly with skilled offshore professionals (primarily from the Philippines) without agency markups. They provide end-to-end hiring support — sourcing, screening, skills assessments, video interviews, reference checks — and offer payroll, Employer‑of‑Record, and compliance assistance plus a six‑month replacement guarantee. Pear Tree recruits across IT, sales & marketing, finance, creative, admin and operations roles, emphasizing cost savings, direct pay to talent, and secure onboarding workflows.

📋 Description

• Manage the complete front-end loan process from initial enquiry through to formal approval, taking full ownership of every file. • Build strong relationships with clients by delivering exceptional service and confidently communicating throughout the lending journey. • Conduct detailed credit analysis and structure lending solutions across a wide range of scenarios, including Self-Employed borrowers, Construction Loans, Guarantor Loans, and other complex applications. • Liaise directly with Australian lenders, Business Development Managers (BDMs), and credit assessors to negotiate policy exceptions, respond to information requests, and drive applications towards approval. • Maintain comprehensive file notes and ensure seamless handovers to the Australian settlements team upon formal approval. • Independently assess lending scenarios and recommend practical, commercially sound solutions rather than simply identifying problems. • Exercise strong judgement and confidence in credit decision-making, escalating only high-level strategic matters where appropriate. • Continuously identify opportunities to improve workflows, systems, templates, and operational efficiency across the brokerage. • Act as the Principal Broker's trusted operational partner, helping create capacity for continued business growth. • Mentor and support future offshore loan processors by sharing technical knowledge and best practices. • Help establish scalable processes and contribute to building a high-performing offshore operations team.

🎯 Requirements

• 5-8+ years of direct Australian mortgage broking experience as a Senior Para-Broker, with the ability to operate independently from day one. • Demonstrated proficiency using Broker Engine, Mercury, and FLEX. • Extensive experience with Construction Loans, Guarantor Loans, Self-Employed borrowers, and complex residential lending scenarios. • Strong understanding of the complete mortgage process, from client discovery through to post-approval settlement. • Proven Australian mortgage broking experience will be valued more highly than formal qualifications. • Exceptional communicator with outstanding written and verbal English, confident speaking directly with Australian clients, lenders, and Business Development Managers (BDMs).

🏖️ Benefits

• Opportunity to Lead a team • AU Business Hours • Equipment provided • Competitive salary depends on the years of experience

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