Transaction Monitoring Lead – Card & Crypto Payments

🔥 0 minutes ago

🌐 Malaysia, Taiwan, +1 more countries – Remote

🇲🇾 Malaysia – Remote 🇹🇼 Taiwan – Remote 🇵🇭 Philippines – Remote

⏰ Full Time

🟠 Senior

₿ Crypto

👻 Ghost score 10%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Reap

WebsiteLinkedInAll Job Openings

201 - 500 employees

Founded 2018

💳 Fintech

₿ Crypto

🤝 B2B

Fintech • Crypto • B2B

Reap is a fintech company providing borderless, stablecoin-enabled financial infrastructure for businesses. It offers business accounts (Reap Direct), Visa corporate cards with fiat and stablecoin repayment, cross-border payments powered by stablecoins, expense management for multi-currency treasuries, and embedded finance APIs including card issuing and payment APIs to automate global fiat payouts and enable stablecoin-native finance.

📋 Description

• Lead investigations into high-risk and complex alerts spanning AML, fraud, and crypto-specific typologies • Triage and clear existing Visa card-scheme and digital-asset alert backlogs within SLAs, documenting rationale and outcomes • Prepare and file SARs/STRs with the JFIU and other authorities where required, maintaining robust audit trails • Perform forensic analysis across fiat and blockchain transaction webs using blockchain analytics where appropriate • Act as primary operational stakeholder for the transaction monitoring vendor during migration to automated systems • Analyze alert performance, reduce false positives, and propose rule-tuning changes with Product and Engineering • Design, test, and promote detection scenarios and typologies tailored to PSP and crypto-asset risks • Draft, maintain, and own transaction monitoring SOPs aligned with FCC policies • Translate regulatory and scheme requirements into actionable process steps and control points • Define L1/L2 escalation matrices, investigation standards, and QC checkpoints • Mentor peers, set investigation quality standards, provide on-call guidance, perform spot checks and QC reviews • Lead knowledge-sharing sessions, write playbooks, and improve team capability through coaching

🎯 Requirements

• 8-12+ years focused on Transaction Monitoring • Background in Fintech, Payments (card issuing and/or acquiring), or Web3/Crypto • Clear grasp of differences between fiat rails and blockchain flows • Deep knowledge of Visa/Mastercard scheme monitoring obligations and relevant AML and fraud typologies • Hands-on experience with modern transaction monitoring and blockchain analytics tools, such as Unit21, Flagright, Chainalysis, and Elliptic • Ability to articulate transaction monitoring rule logic • Start-up mindset; willing to clear alerts while building strategy and comfortable operating in evolving environments • CAMS, CFE, or ICA International Diploma in AML are nice-to-haves • Prior experience standing up a transaction monitoring function or migrating from manual to automated monitoring is a nice-to-have • Working proficiency in SQL and/or data visualization for rule performance analysis and experiment design is a nice-to-have

🏖️ Benefits

• Flexible hybrid/remote work environment with a global, collaborative team • Use of AI tools at work, with space to learn, experiment, and grow with them • A culture of innovation, inclusion, and continuous learning