Product Owner, Financial Products

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🔥 0 minutes ago

🇧🇷 Brazil – Remote

⏰ Full Time

🟡 Mid-level

🟠 Senior

✅ Product Manager

👻 Ghost score 10%

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RecargaPay

WebsiteLinkedInAll Job Openings

201 - 500 employees

Founded 2010

💼 Consulting

📦 Logistics

📣 Marketing

💰 $10M Debt Financing on 2022-07

Consulting • Logistics • Marketing

RecargaPay is a leading all-in-one payment platform in Brazil, dedicated to providing easy and secure access to mobile payments and digital financial services for everyone. The platform enables users to pay bills, recharge transportation and mobile phones, purchase gift cards, and make Pix transactions with credit cards. RecargaPay offers a comprehensive range of financial services, including cashback rewards, small loans, and a digital wallet with daily interest accrual. Additionally, they provide services to businesses, such as free business accounts, payment processing, and marketing solutions. With a focus on accessibility and innovation, RecargaPay strives to change how payments are made in Brazil.

📋 Description

• Own the strategy and roadmap for the Credits product, with activation and retention as primary metrics • Maintain a clear, prioritized roadmap and communicate it to Design, Engineering, Risk, and leadership • Map and optimize the user journey in Credits (discovery, application, first use, and recurring use), identifying friction points through data and user research • Analyze funnels, cohorts, and behavior (SQL, activation, retention, and churn) to determine where to act and demonstrate impact • Design and launch AI-powered solutions, including agents, that improve the user experience and engagement, with risk and compliance guardrails • Own product quality and user experience, defining the standard for a great product together with Design and Engineering • Run A/B tests and scale only what improves activation and retention without compromising risk or the user experience • Report progress and results to the Head of Product: what was tested, what worked, and what was discarded

🎯 Requirements

• Experience as a Product Owner with end-to-end ownership, from hypothesis to measured results in production • Previous experience with credit products, including lending, credit limits, origination, usage, or credit product management—preferably at a fintech or financial institution • Advanced use of AI in production, including agents (workflows that make decisions and execute actions, not just chatbots or copilots) • Hands-on data management: SQL, funnels, cohorts, retention, and metric definition • Track record of measurable impact on activation, retention, or engagement • Strong product and user-experience sensibility, with examples of products you have improved • Fluency in Portuguese; English is a plus • Nice to have: knowledge of Brazil’s credit regulatory framework (BACEN and LGPD) • Data-driven mindset • User and quality obsessed • Senior-level autonomy • Results-oriented • Curiosity and continuous learning about AI • Ability to influence without authority • Clear and concise communication

🏖️ Benefits

• Competitive, market-aligned salary. • Remote work — wherever you are, you are part of the team! • Home office allowance deposited monthly through the RecargaPay app. • Health and dental insurance with no copay. • Life insurance. • Flexible meal voucher (via Flash). • TotalPass to support your health and well-being.

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