Sezzle
201 - 500 employees
Founded 2016
💳 Fintech
👥 B2C
🛍️ eCommerce
Fintech • B2C • eCommerce
Sezzle is a financial technology company that offers a "buy now, pay later" service, allowing consumers to purchase products and pay for them in four interest-free installments over six weeks. The Sezzle app provides users with a flexible financing alternative to traditional credit cards, enabling instant approval decisions without impacting credit scores. Sezzle partners with various top brands, including Amazon, Walmart, and Target, to offer in-app and in-store payment options. The company's mission is to empower consumers financially by providing more financial freedom and control. It is available as a mobile app, with millions of downloads and high user ratings, and works towards accessibility and inclusion on its platform.
Senior Technical Product Manager, Banking Platform
🔥 0 minutes ago
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Sezzle
201 - 500 employees
Founded 2016
💳 Fintech
👥 B2C
🛍️ eCommerce
Fintech • B2C • eCommerce
Sezzle is a financial technology company that offers a "buy now, pay later" service, allowing consumers to purchase products and pay for them in four interest-free installments over six weeks. The Sezzle app provides users with a flexible financing alternative to traditional credit cards, enabling instant approval decisions without impacting credit scores. Sezzle partners with various top brands, including Amazon, Walmart, and Target, to offer in-app and in-store payment options. The company's mission is to empower consumers financially by providing more financial freedom and control. It is available as a mobile app, with millions of downloads and high user ratings, and works towards accessibility and inclusion on its platform.
📋 Description
• Own and sequence the banking platform roadmap supporting accounts, deposits, cards, and lending on a single ledger and account model • Evaluate core banking platforms and processors, conduct vendor diligence, model cost and time-to-market, and support build-versus-buy decisions • Shape account hierarchies, sub-ledgers, chart-of-accounts mapping, posting rules, holds, interest and fee accrual, and general ledger integration • Define requirements for transfers, ACH, card issuing and network settlement, real-time rails, returns, reversals, exception handling, cutoff windows, and settlement reconciliation • Ensure reporting, traceability, controls, reconciliation, balance attestation, and complete transaction history for Finance, audit, and regulators • Partner with Compliance and Legal to translate regulatory requirements into platform capabilities • Own migration and cutover planning, including data mapping, parallel runs, validation, rollback plans, and phased cutover • Write detailed technical specifications, API contracts, event schemas, data models, user stories, and release plans • Define and monitor platform KPIs such as posting latency, reconciliation break rate, settlement accuracy, and failure rates using SQL • Anticipate technical risks, edge cases, race conditions, and dependencies • Deliver against evolving regulatory and business timelines with incomplete information • Collaborate directly with Engineering, Finance, Compliance, Treasury, and Risk
🎯 Requirements
• Bachelor’s or advanced degree in Engineering, Computer Science, or another technical discipline (required) • 5–10 years of product experience, including meaningful financial infrastructure experience • Real ownership of ledgers, balance and transaction systems, payments processing, money movement, card issuing, deposit/wallet/account platforms, lending platforms, or product work at a processor, BaaS provider, or core banking vendor • Comfort with double-entry accounting concepts including debits and credits, sub-ledgers, accruals, and reconciliation, or genuine willingness to learn them quickly • Deep technical understanding of APIs, event-driven architecture, idempotency, distributed-system failure modes, batch versus real-time processing, and data flows • Strong SQL skills and ability to query and interpret data independently • Experience working directly with Compliance, Legal, Finance, or Treasury stakeholders • Ability to work in ambiguity and make sound, documented decisions with incomplete information • Strong written and verbal communication across engineering, Finance, and executive discussions • Hands-on familiarity with AI tools, data models, or generative AI applications • Preferred: direct core banking platform experience; core migration, conversion, or major ledger replacement experience; experience at a chartered or licensed financial institution; consumer finance regulation familiarity; consumer credit or BNPL, card products, or bank-fintech sponsorship experience; third-party risk management and vendor oversight experience
🏖️ Benefits
• Career advancement opportunities • Remote work arrangement
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