Senior Credit Manager

🔥 14 hours ago

🇲🇽 Mexico – Remote

⏰ Full Time

🟠 Senior

👔 Manager

👻 Ghost score 11%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Tilt (formerly Empower)

WebsiteLinkedInAll Job Openings

201 - 500 employees

💳 Fintech

👥 B2C

💸 Finance

Fintech • B2C • Finance

Tilt is a financial technology company that provides cash advance, lines of credit, and credit card services aimed at empowering customers financially. With an emphasis on accessibility, Tilt offers flexible repayment plans and eligibility irrespective of a customer's credit history, enabling individuals to qualify based on their real-time financial habits. The platform is user-friendly, boasting positive customer experiences and a high rating, making it a convenient option for those seeking to manage their finances and build credit effectively.

📋 Description

• Own the credit performance of the core cash advance product in Mexico • Set and tune credit policy covering eligibility, loan amount assignment, pricing, and repeat-loan progression • Balance product growth and profitability • Maintain and improve the unit economics and valuations model • Measure performance and identify and execute opportunities • Design, launch, and analyze experiments across the borrower lifecycle • Monitor vintage performance, early delinquency, and roll rates • Diagnose performance drift and implement fixes • Partner with Data Science to move risk models from validation to production • Size model impact and own release and monitoring plans • Collaborate with Product, Engineering, Collections, Finance, BI, and Marketing • Share insights with credit teams across other markets within the global credit organization

🎯 Requirements

• 5+ years in consumer credit risk • Fintech or digital lending experience preferred • Experience managing credit policy for a live portfolio • Experience using agentic AI tools to improve work velocity and quality • Experience building or owning a unit economics or valuations model and using it for business decisions • Experience designing and reading A/B tests with guardrails • Ability to distinguish signal from noise • Clear executive-level writing • Ability to influence Product, Engineering, and Data Science partners without formal authority • Working knowledge of the Mexican consumer lending market • Professional fluency in English • Knowledge of Spanish is a plus

🏖️ Benefits

• WFH office reimbursement • Competitive compensation packages • Generous equity • Flexible health plans at every premium level • Substantial health plan subsidies • Direct exposure to the leadership team • Paid global onsites twice yearly • Growth opportunities based on contributions rather than rigid promotion timelines