
11 - 50 employees
Founded 2019
đł Fintech
đŚ Banking
đ API
Fintech ⢠Banking ⢠API
xpate is a payments and e-money platform that provides businesses and fintechs with unified payment and banking-like services. It offers card acquiring, multi-currency accounts with individual IBANs, global card and bank payouts, currency exchange, payment links, and an API and custom hosted payment pages for integration. xpate operates as an FCA-authorised e-money institution and holds licences in the EEA, is a Visa and Mastercard principal member, and targets businesses, regulated industries, and fintechs seeking compliant, API-first payment and banking rails.
đĽ 15 hours ago
đ¨đž Cyprus â Remote
â° Full Time
đĄ Mid-level
đ Senior
đ° Account Manager
đť Ghost score 11%
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11 - 50 employees
Founded 2019
đł Fintech
đŚ Banking
đ API
Fintech ⢠Banking ⢠API
xpate is a payments and e-money platform that provides businesses and fintechs with unified payment and banking-like services. It offers card acquiring, multi-currency accounts with individual IBANs, global card and bank payouts, currency exchange, payment links, and an API and custom hosted payment pages for integration. xpate operates as an FCA-authorised e-money institution and holds licences in the EEA, is a Visa and Mastercard principal member, and targets businesses, regulated industries, and fintechs seeking compliant, API-first payment and banking rails.
⢠Expand xpate's banking and payments network across markets, currencies, rails and products ⢠Map current coverage and build a pipeline of banks, EMIs, payment institutions and BaaS providers ⢠Add backup routes to reduce single points of failure ⢠Use personal network to open partnership opportunities and monitor market developments ⢠Own commercial terms for existing partnerships, including pricing, fees, FX spreads, limits and settlement cycles ⢠Review partner performance and service quality regularly and renegotiate terms when appropriate ⢠Expand current relationships into new markets, currencies, rails and products ⢠Benchmark partnership costs against market offerings ⢠Evaluate partners based on coverage, products, pricing, limits, licensing, reputation and financial standing ⢠Lead commercial discussions and negotiate pricing, fees, FX, limits, SLAs and contract terms ⢠Build internal business cases for partnerships ⢠Coordinate with Compliance and Legal on partner due diligence ⢠Own relationships from initial introduction through contract, launch and ongoing management ⢠Drive onboarding with Compliance, Legal, Tech and Operations after signing ⢠Track timelines, owners and next steps for both parties ⢠Manage multiple partner conversations and onboardings in parallel
⢠Established network across banks, EMIs, PSPs or other financial institutions, with counterparts who will take your call ⢠5+ years in payments, banking or fintech, working directly with financial institutions ⢠Experience opening banking or payment partnerships from a cold start ⢠Experience renegotiating live commercial terms and improving them ⢠Hands-on experience with SEPA, SWIFT, Faster Payments or local payment rails ⢠Experience with IBAN and account products, FX or cross-border payments ⢠Experience building relationships with regulated financial institutions in Europe and/or the UK ⢠Comfortable discussing pricing, fees, volumes, limits and contract terms with senior counterparts ⢠Ability to manage several partner tracks simultaneously ⢠Experience taking a partnership from first call through due diligence, contract and go-live ⢠Ownership-oriented approach and ability to unblock stalled initiatives ⢠Bonus: experience on the EMI or PSP side ⢠Bonus: experience handling partner due diligence from the applicant's side ⢠Bonus: experience in a fast-growing fintech where processes were still being built
⢠Competitive compensation and an attractive employee benefits package ⢠Health insurance to support your well-being ⢠Educational bonus to support your professional development and continuous learning ⢠Modern and comfortable office environment ⢠Flexible working environment built on trust and accountability ⢠Opportunities to grow, lead, and shape how xpate's banking network expands across markets
Apply Nowđ 2 days ago
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đ¨đž Cyprus â Remote
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đ˘ Junior
đĄ Mid-level
đ° Account Manager
đŤđ¨âđ No degree required
đŁď¸đˇđş Russian Required
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