Senior Special Assets Officer

🔥 vor 19 Stunden

🇺🇸 Vereinigte Staaten – Remote

⏰ Vollzeit

🟠 Senior

👻 Geisterscore 10%

Was es bedeutet: wie wahrscheinlich diese Stelle offen bleibt, ohne dass aktiv eingestellt wird.So liest du es: 60 % oder höher heißt, wir halten das für einen Geisterjob. Niedrigere Werte sind weniger bedenklich.Wie wir werten: Dauer offen, Neuveröffentlichungen, offene Stellen vs Teamgröße, wie schnell Stellen geschlossen werden, und ob ein Gehalt angegeben ist.Hinweis: eine Schätzung aus öffentlichen Daten, kein Urteil über das Unternehmen. Echte Stellen können hoch punkten, nutze es also als Hinweis, nicht als Fakt.

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Builders Capital

WebsiteLinkedInAlle Stellen

201 - 500 Mitarbeiter

Gegründet 2009

🏗️ Bauwesen

📦 Logistik

🏠 Immobilien

Construction • Logistics • Real Estate

Builders Capital ist ein privates Baufinanzierungsunternehmen und die grundlegende Marke hinter Builders Capital Exchange (BCX), einer Kapital- und Strategiebasis, die ein Portfolio spezialisierter Immobilienfinanzierungsunternehmen unterstützt. Das Unternehmen bietet Bau- und Immobilienfinanzierungen für Bauherren, Entwickler, Investoren und Hausbesitzer in den USA an und nutzt dabei eine disziplinierte Kapitalstruktur, internen Service und operative Überwachung, um die Kreditvergabeaktivitäten zu skalieren und die Portfolioleistung zu verwalten.

Beschreibung

• Independently oversee and manage a portfolio of non-performing, distressed, and high-risk Residential Transitional Loans and construction loans. • Evaluate, manage, and resolve complex special assets through borrower rehabilitation, loan modification, foreclosure, sale, liquidation, or other resolution strategies. • Develop and refine workout strategies based on borrower capacity, project status, collateral condition, market dynamics, legal considerations, and risk exposure. • Lead periodic and event-driven reviews of problem loans, identifying emerging risks and determining resolution strategies. • Evaluate workout alternatives and recommend loan modifications, extensions, interest reserve adjustments, collateral liquidation, legal action, receivership, foreclosure, deed-in-lieu, OREO disposition, and pursuit of guaranties or other credit enhancements. • Lead analysis and recommendations for impairment reserves and charge-offs in accordance with GAAP, company policy, and regulatory guidance. • Present workout recommendations, risk assessments, and resolution strategies to senior management and capital partners. • Serve as a subject matter expert and resource to junior Special Assets team members. • Oversee OREO assets, including 4–6 unit residential properties under renovation or stabilization, coordinating valuations, property management, construction oversight, and disposition strategies. • Evaluate collateral value, construction progress, loan documentation, borrower financials, guarantor strength, and project feasibility. • Develop and execute strategies to reduce non-performing assets while minimizing losses and risk. • Lead negotiations with borrowers, guarantors, attorneys, brokers, property managers, and other stakeholders. • Identify opportunities to mitigate risk and maximize recoveries before defaults or legal action become more costly. • Maintain oversight of risk ratings, accrual status, Problem Loan Reports, and portfolio reporting. • Monitor housing market conditions, construction costs, liquidity, interest rates, property values, and investor demand. • Collaborate with Legal, Servicing, Production, Underwriting, Asset Management, and other internal teams. • Identify portfolio trends and recommend risk mitigation, process improvements, and performance improvements. • Exercise independent judgment on distressed credits and escalate significant risks and material strategy changes. • Represent Special Assets in internal and external meetings. • Assist leadership with strategic initiatives, department goals, processes, and best practices. • Perform other duties as assigned.

🎯 Anforderungen

• 7+ years of experience in special assets, credit workouts, loan servicing, or asset management with a strong focus on Residential Transitional Loans (RTL), construction loans, bridge loans, or fix-and-flip lending or relevant experience. • Strong understanding of workout strategies, foreclosure processes, collateral liquidation, and OREO management for 4-6 unit residential properties. • Strong working knowledge of GAAP impairment analysis, charge-offs, risk ratings, and accrual accounting related to residential credit. • Advanced ability to analyze complex financial, operational, and market data to develop and recommend optimal resolution strategies that maximize recovery and minimize risk and loss. • Proven experience leading and coordinating complex loan resolutions with legal counsel, servicers, brokers, investors, and internal credit and servicing teams to effectively execute strategic workout and exit strategies. • Excellent written and verbal communication skills with the ability to present clear, well-supported recommendations to senior management and capital partners.

🏖️ Vorteile

• Innovative Environment: Join a forward-thinking company at the forefront of the construction finance industry with access to cutting-edge technology and resources. • Work Flexibility: Enjoy a flexible work environment where you can balance team leadership with your personal life. • National Impact: Be part of a nationwide operation that’s shaping the future of construction financing and making a difference for builders, developers, and homeowners across the U.S. • Health Insurance – Builders Capital pays 100% of your medical insurance premiums, offering a PPO and HSA plans. • Competitive Compensation – We offer competitive wages that reward your expertise and hard work. • Paid Time Off – 3 weeks of paid time off each year. • Paid Holidays – 10 paid holidays throughout the year.