Payment Dispute Specialist

🕒 vor 10 Tagen

🦞 Maine, New Hampshire – Remote

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💵 $18 - $23 / Stunde

⏰ Vollzeit

🟢 Junior

🟡 Mittelstufe

🚫👨‍🎓 Kein Abschluss erforderlich

👻 Geisterscore 0%

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🗣️🇺🇸🇬🇧 Englisch erforderlich

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Logo of Camden National Bank

Camden National Bank

501 - 1000 Mitarbeiter

🛡️ Versicherung

💼 Beratung

🏦 Bankwesen

Insurance • Consulting • Banking

Die Camden National Bank ist eine umfassende Finanzinstitution, die eine breite Palette von Produkten und Dienstleistungen für Privatpersonen, kleine Unternehmen und gewerbliche Kunden anbietet. Die Bank bietet Lösungen für Privat- und Geschäftskunden, einschließlich Giro- und Sparkonten, digitales Banking und Kreditoptionen wie Hypotheken und gewerbliche Finanzierungen. Die Camden National Bank bietet auch Vermögensverwaltungsdienste, einschließlich Investmentmanagement und Nachlassplanung, über ihre Camden Financial Consultants an. Mit einem starken Engagement für die Gemeinschaft und den Kundenservice betreibt die Bank zahlreiche Bankzentren und digitale Plattformen, um einen bequemen, jederzeitigen Zugang zu Finanzdienstleistungen zu gewährleisten.

Beschreibung

• Receive, review, investigate, and process payment dispute claims submitted through branch, customer care center, digital, and written channels • Resolve disputes across multiple payment types including debit card, Zelle, and emerging payment channels • Determine dispute eligibility and adjudicate claims in accordance with applicable regulations, network rules, and Bank policies • Investigate unauthorized transactions, fraud claims, ATM transactions, duplicate transactions, and card-present/card-not-present activity • Gather, analyze, and evaluate supporting documentation, transaction data, customer statements, merchant information, fraud monitoring alerts, and network responses • Monitor and manage dispute case timelines to ensure compliance with regulatory, network, and internal service-level requirements • Process provisional credits, final credits, debits, adjustments, recoveries, and related account transactions within established timelines • Submit, manage, and respond to chargebacks, representments, pre-arbitration, and arbitration cases through applicable payment networks • Utilize dispute management, card processing, and fraud monitoring systems to manage dispute cases and support resolution activities • Identify, monitor, and escalate high-risk fraud disputes, significant loss events, and emerging fraud trends to management • Support branches and customer service representatives in researching and resolving dispute-related inquiries • Monitor activity for potential BSA, AML, or suspicious activity reporting requirements and escalate concerns • Perform duties in accordance with regulatory requirements, the Bank's Risk Management Framework, and applicable policies and standards

🎯 Anforderungen

• 2+ years of banking or related experience • High school diploma or equivalent required • Proficient with Microsoft Office suite (Excel, Word, PowerPoint) • Experience with debit card dispute processing systems and chargeback platforms preferred • Prior experience with card operations, payment processing, fraud mitigation, or dispute resolution preferred • Knowledge of Regulation E dispute requirements preferred • Experience with Centrix Dispute Tracking System preferred • Experience with Visa, Jack Henry, and Pulse networks preferred • Associate or bachelor’s degree in business, finance, accounting, or related field preferred • Strong understanding of debit card transaction processing and payment networks • Working knowledge of debit card, ATM, Zelle, and other electronic payment channels • Strong investigative, analytical, and problem-solving abilities • Ability to identify fraud patterns and recommend preventative solutions • Excellent attention to detail, organization and documentation skills • Ability to interpret regulations, operating rules, and procedural requirements • Ability to manage multiple priorities while meeting strict regulatory deadlines • Ability to meet established productivity, accuracy, quality assurance, and regulatory compliance standards • Strong written and verbal communication skills

🏖️ Vorteile

• Robust medical, dental, and vision insurance packages • Generous time off, including paid federal holidays and paid day off for your birthday • 401(k) retirement savings plan • Tuition reimbursement • Professional development and career growth opportunities • Employee assistance program • Comprehensive wellness program

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