
11 - 50 employees
Founded 2021
đł Fintech
đ¤ B2B
đ API
Fintech ⢠B2B ⢠API
Peratera is a UK-based electronic money institution (EMI) that provides multi-currency business accounts and cross-border payments for companies. It offers accounts in GBP, EUR, USD and 12+ other currencies, fast onboarding (accounts can be activated the same day once documents are provided), and transfers to 160+ countries using networks such as SWIFT, SEPA and Faster Payments. Peratera is FCA-authorised, safeguards client funds with regulated partner banks, provides competitive and transparent FX, and exposes a simple API to integrate payments, reporting and cashflow automation. Its product and marketing focus is on digital businesses including e-commerce, marketplaces, travel, import/export and freelance platforms, with features aimed at high-value transfers, transparent pricing, and secure authentication.
đĽ 16 hours ago
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11 - 50 employees
Founded 2021
đł Fintech
đ¤ B2B
đ API
Fintech ⢠B2B ⢠API
Peratera is a UK-based electronic money institution (EMI) that provides multi-currency business accounts and cross-border payments for companies. It offers accounts in GBP, EUR, USD and 12+ other currencies, fast onboarding (accounts can be activated the same day once documents are provided), and transfers to 160+ countries using networks such as SWIFT, SEPA and Faster Payments. Peratera is FCA-authorised, safeguards client funds with regulated partner banks, provides competitive and transparent FX, and exposes a simple API to integrate payments, reporting and cashflow automation. Its product and marketing focus is on digital businesses including e-commerce, marketplaces, travel, import/export and freelance platforms, with features aimed at high-value transfers, transparent pricing, and secure authentication.
⢠Design and develop high-load, distributed backend services for financial operations ⢠Work on core payment flows, callbacks, reconciliation, and transaction lifecycle management ⢠Participate in architecture discussions and contribute to system design decisions ⢠Implement observability across services, including logging, metrics, and distributed tracing ⢠Improve system reliability, fault tolerance, and overall platform resilience ⢠Drive code quality, testing strategy, and engineering best practices across the team ⢠Contribute to the platform's evolution toward AI-assisted and data-driven capabilities ⢠Collaborate closely with Product, DevOps, and Architecture teams
⢠6+ years of strong, production Java experience ⢠Deep expertise in the Spring Boot ecosystem ⢠Solid understanding of distributed systems and microservices architecture ⢠Experience building high-load or financial systems, including payments, banking, or fintech ⢠Strong REST API design skills ⢠Hands-on experience with messaging systems ⢠Solid SQL skills; PostgreSQL experience preferred ⢠Familiarity with cloud environments, CI/CD pipelines, and observability tooling ⢠Comfortable working asynchronously in a distributed, international team ⢠Clean Code mindset, including SOLID principles, maintainability, and genuine ownership ⢠Exposure to Open Banking or regulated payments environments preferred ⢠Experience with Camunda or other workflow orchestration engines preferred ⢠Understanding of PCI DSS compliance requirements preferred ⢠Experience with event-driven or event-sourcing architectures preferred ⢠Interest or hands-on experience with AI/ML applied to backend systems preferred
⢠Competitive, market-aligned compensation ⢠Fully remote setup ⢠Flexible hours ⢠International, highly skilled team ⢠Direct impact on architecture and strategic platform decisions from day one ⢠Exposure to modern cloud-native, AI-assisted, and Open Banking systems ⢠Opportunity to grow toward Tech Lead or Staff Engineer roles
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