Credit Officer II – SBA

🔥 3 minutes ago

🏈 Ohio – Remote

🏈 Ohio – Remote

💵 $71.1k - $145.9k / year

⏰ Full Time

🟢 Junior

🟡 Mid-level

🚫👨‍🎓 No degree required

🦅 H1B Visa Sponsor

This company has sponsored H1B visas in the past.

👻 Ghost score 0%

What it means: how likely this posting is sitting open without active hiring.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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Fifth Third Bank

WebsiteLinkedInAll Job Openings

10,000+ employees

Founded 1858

🛡️ Insurance

💼 Consulting

📦 Logistics

Insurance • Consulting • Logistics

Fifth Third Bank is a diversified financial services company offering a wide range of banking and financial products and services. It provides personal banking solutions such as checking and savings accounts, credit and debit cards, and identity theft protection. Borrowers can access various loans and mortgage options, while investors benefit from investment products like ETFs, mutual funds, and stocks. The bank also provides a robust set of services for businesses and commercial clients, including cash management, treasury management, and specialized lending solutions. Additionally, Fifth Third offers wealth management services with private banking, trust, and estate services. Customers can benefit from Fifth Third's online and mobile banking platforms, enabling them to bank anywhere at any time. Fifth Third Bank is focused on delivering seamless banking experiences with a strong emphasis on customer convenience and security.

📋 Description

• Review and decision small business loan applications in a centralized environment for complex loans • Provide loan decisions and/or credit recommendations based on all underwriting criteria • Collaborate with the Sales team to develop loan structures meeting customer needs and organizational risk appetite • Assist and mentor teammates through the loan decision process • Spread financial statements based on information provided in the loan package • Analyze global cash flow and balance sheets for SBA loans of up to $5 million • Prepare written evaluations of customers’ financial conditions and future outlooks, identifying risks and mitigation • Assist and mentor fellow team members in Credit and Portfolio Monitoring • Identify opportunities and recommend solutions for process improvements and software development • Identify and review all necessary due diligence items • Negotiate loan terms and conditions with loan originators and communicate loan decisions • Identify, assess, manage, monitor, and report risks while operating within Provide and Fifth Third Bank risk appetites

🎯 Requirements

• At least two (2) years of experience in underwriting, portfolio monitoring, or similar business loan analysis • Basic knowledge of commercial lending and credit standards, policies, procedures, and products • Strong attention to detail and organizational skills • Ability to clearly communicate concepts verbally and in writing • Proficiency in all Microsoft Office applications • Degree in accounting, finance or economics is a bonus

🏖️ Benefits

• Incentive compensation plan eligibility based on company, line of business and/or individual performance • Comprehensive benefits supporting physical, financial, emotional and social well-being