Bank Compliance Technology Analyst

🔥 0 minutes ago

🇺🇸 United States – Remote

💵 $128k - $205k / year

⏰ Full Time

🟡 Mid-level

🟠 Senior

🚔 Compliance

🦅 H1B Visa Sponsor

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Affirm

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

Founded 2012

💳 Fintech

👥 B2C

🛍️ eCommerce

💰 Post-IPO Equity on 2021-01

Fintech • B2C • eCommerce

Affirm is a financial technology company that offers a 'Buy Now, Pay Later' service, allowing consumers to make purchases and pay for them over time with flexible payment plans. Affirm eliminates hidden fees and compound interest, providing clear terms and conditions for its users. The company also offers the Affirm Card, a debit card that allows users to request to pay over time for larger purchases or pay in full for smaller ones. Affirm partners with various retailers across multiple categories, including electronics, apparel, and travel, providing customers with the convenience of paying over time at checkout both online and in physical stores. Affirm's services are integrated with Apple Pay, enabling customers to make payments seamlessly from their iPhone or iPad.

📋 Description

• Support the technical design and operation of Affirm Bank’s BSA/AML and broader compliance programs • Build and maintain transaction-monitoring rules, customer risk-rating capabilities, EDD workflows, and compliance controls • Configure and improve case-management systems, operational workflows, investigation tools, and escalation processes • Translate compliance requirements into system logic, technical requirements, and operational processes • Test rules, workflows, system changes, and automated decisions before and after implementation • Monitor control performance, data quality, system reliability, and operational outcomes • Analyze alerts, cases, customer activity, and control results to identify gaps and recommend improvements • Develop dashboards and reporting for leadership, governance committees, audits, examinations, and regulatory inquiries • Maintain documentation covering system logic, rule changes, testing, approvals, issues, and remediation • Support automated and agent-enabled compliance workflows with oversight and escalation controls • Coordinate technical issues, enhancements, and roadmap priorities across Compliance, Operations, Product, Engineering, Data, and third-party vendors • Help adapt compliance technology to new products, regulatory expectations, and changes in Affirm Bank’s risk profile

🎯 Requirements

• 5+ years of experience supporting compliance technology, BSA/AML, financial crimes, banking operations, risk systems, or a related function • Understanding of transaction monitoring, customer risk rating, EDD, case management, and compliance-control frameworks • Ability to translate policy or regulatory requirements into practical technical and operational solutions • Strong analytical skills, including evaluating data, identifying trends, and investigating control-performance issues • Experience with workflow tools, case-management platforms, dashboards, data queries, or system configuration • Strong written communication and documentation skills • Ability to work effectively across Compliance, Operations, Product, Engineering, and Data teams • Strong attention to detail and understanding of testing, change management, governance, and audit readiness • Preferred: experience supporting a regulated bank or bank-partnership environment • Preferred: SQL, Python, Databricks, or Snowflake experience • Preferred: transaction-monitoring rules, model tuning, system implementation, or control-testing experience • Preferred: knowledge of BSA/AML regulations and related regulatory expectations • Preferred: experience supporting regulatory examinations, internal audits, model validation, or compliance testing • Must be eligible to work in the United States; visa sponsorship is not available

🏖️ Benefits

• Health care coverage with all premiums covered for employees and dependents • Flexible Spending Wallets with stipends for Technology, Food, Lifestyle needs, and family forming expenses • Competitive vacation and holiday schedules • Employee stock purchase plan (ESPP) enabling discounted Affirm share purchases • Equity rewards may be included in total compensation • Monthly stipends for health, wellness, and tech spending • Reasonable accommodations during the hiring process