Senior Portfolio Analyst - Corporate

🔥 0 minutes ago

Apply Now

Find Similar Remote Jobs

Set Up Email Alert For New Jobs

📊 Check your resume score for this job

Improve your chances of getting an interview by checking your resume score before you apply.

Upload Resume

American AgCredit

WebsiteLinkedInAll Job Openings

501 - 1000 employees

Founded 1916

🌾 Agriculture

💸 Finance

🏦 Banking

Agriculture • Finance • Banking

American AgCredit is a specialized financial institution providing a wide range of financial services specifically for the agriculture industry. The company offers various financing solutions, such as real estate loans, operating loans, equipment financing, and working capital loans for agribusinesses. Additionally, American AgCredit provides crop insurance and credit life insurance to support farmers and their agricultural operations. Operating primarily in states like California, Colorado, Hawaii, Kansas, New Mexico, Nevada, and Oklahoma, the company also serves corporate banking customers nationwide through its capital markets services. With a strong focus on enhancing the financial strength of farmers and agricultural businesses, American AgCredit offers insights and advisory services through educational resources like webinars and industry insights.

📋 Description

• Responsible for the management of a designated loan portfolio typically consisting of large, complex commercial and mortgage loans • Analyzes new loan applications and other loan servicing requests through the thorough analysis of financial statements and other pertinent credit information, and develops credit packages • Assists the Relationship Manager in gathering the required information necessary to make appropriate credit decisions, and analyze credit and servicing requests from start to finish • Will serve as a secondary point of contact for the customer • Makes recommendations on loan and servicing requests based on the Association’s Loan Underwriting Standards • Responsible for the approval/denial of credit actions • Develops credit packages and loan servicing actions • Reviews and analyzes credit information presented; determines the need for more thorough investigation or additional information • Completes loan analysis, including financial statements, cash flows, loan analysis forms, trend sheets, writing narratives, and offering opinions concerning credit worthiness, risks and mitigants • Formulates projections using historical financial data, current budgets and other information • Inputs all required financial information and data into the financial analysis, loan origination and other loan processing systems • Participates in loan committee meetings as may be required

🎯 Requirements

• BA/BS degree with emphasis on agribusiness, business administration, or equivalent • Eight or more years of progressively responsible banking or related agricultural lending experience • Demonstrated analytical and statistical skills to effectively evaluate loan request and make the appropriate independent opinion of credit worthiness of the applicant, aligned with the credit philosophy and risk appetite of the organization • Demonstrated understanding of agricultural lending principles and practices, and association and Farm Credit System operating policies and procedures • Knowledge of Participation and Syndication credits • Knowledge of FCA regulations, association, and district policies and procedures • Demonstrated proficiency in organizing and prioritizing work to meet deadlines • Strong written and verbal communication skills • Strong persuasive and interpersonal skills • Proficient in use of PC, including word-processing, e-mail and electronic spreadsheet software.

🏖️ Benefits

• Commitment to agriculture and the communities we serve • Family friendly work environment • Investment in employee development • Medical, Dental and Vision coverage • Outstanding 401k – automatic 3% employer contribution, plus match up to 6% • Generous Paid Time Off (Vacation accrued at 21 days annually, Sick Days accrued at 15 days annually, 12 paid holidays, plus 16 hours of volunteer time) • Competitive Incentive Compensation Plan • Disability & Life Insurance • Employee mental, physical, and financial wellness programs