Retail Business Development Officer

🔥 1 minute ago

🎸 Tennessee – Remote

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⏰ Full Time

🟠 Senior

🔴 Lead

💰 Business Development (BDR)

🦅 H1B Visa Sponsor

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👻 Ghost score 10%

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Logo of Ameris Bank

Ameris Bank

1001 - 5000 employees

🛡️ Insurance

💼 Consulting

📦 Logistics

💰 $5.6M Post-IPO Equity - Ameris Bank on 2018-01

Insurance • Consulting • Logistics

Ameris Bank is a regional financial institution serving consumers, small businesses, and commercial clients across the Southeast and Mid-Atlantic. It offers retail banking products (checking, savings, CDs, IRAs), mortgages and home lending programs, personal and business loans and lines of credit, commercial lending and treasury services, merchant services, and wealth/insurance solutions, along with digital banking, mobile apps, fraud prevention, and online account opening. Ameris operates full-service branches in several Southeastern states and mortgage-only locations across additional Mid-Atlantic states.

📋 Description

• Counsel consumer and commercial customers on banking depository needs • Conduct business development calls for commercial clients and prospects • Assist existing customers and prospects with consumer lending needs • Promote Retail line of business partners and refer customers to other departments • Engage with the branch in business development and customer relations activities within the market area • Call on existing and prospective customers to explain bank services and assist with bank-related problems • Interview loan applicants and collect and analyze financial and related data to assess creditworthiness and loan merits • Review loan requests exceeding assigned lending authority with the Branch Manager or Regional Manager • Approve or decline loans within specified limits and conduct loan closings • Assist the Branch Manager and/or Regional Manager with sales management, sales activity reviews, and sales meetings • Demonstrate sales strategies to attract, expand, and retain customer relationships • Guide the team to achieve sales objectives through action planning • Represent the Bank in business development efforts, networking, and community functions • Make outbound calls and external appointments to grow the deposit portfolio • Sell customers on the benefits of banking with Ameris Bank and additional services • Provide referrals to Commercial Lending, Mortgage, Credit Cards, Merchant Services, and Investment Services • Meet established monthly sales goals • Lead change management initiatives • Research, analyze, identify viable options, draw conclusions, present findings, and make recommendations considering risk and short- and long-term impact • Provide interactive service, build relationships, and address customer needs • Understand root causes of customer service issues • Practice ethical sales behaviors aligned with Ameris’ values of Integrity and Honesty

🎯 Requirements

• 8 or more years of retail banking experience required • 6 or more years of business development experience required • 3 or more years of bank supervisory, leadership or mentoring experience required • Branch operations experience required • Cross selling experience required • Sales management and business development experience required • Consumer credit experience required • Bachelor’s degree or equivalent of education and related training or experience is required • Ability to develop, coach, mentor, and retain a high performing team • Ability to provide a high level of service interaction, build relationships, and address identified needs • Highly motivated team-player with ability to develop and maintain collaborative relationships • Strong written and verbal communication skills • Knowledge of branch operations • Knowledge of banking policies and procedures

🏖️ Benefits

• Medical, Dental and Vision Insurance • Life Insurance provided at no additional cost to employees • Accidental Death & Dismemberment Coverage • Long-Term Disability Coverage • Paid Sick and Vacation Leave • 11 Holidays • Volunteer/Service Day • Employee Stock Purchase Plan • 401(k) Retirement Plan with Ameris Bank matching 50% of the first 8% of contributions • Flexible Spending Accounts • Health Savings Account • Health Reimbursement Arrangement • Supplemental Life & Other Insurance Plans • Identity Theft Protection • Pet Insurance • Legal Insurance • Employee Assistance Program • Employee Advocacy Program • Tickets at Work (Entertainment discounts for Ameris Bank Employees) • AT&T Employee Discount • Wellness Discounts for Medical Premiums and Other Rewards • Employee Referral Incentive • Education Assistance • Employee Resource Groups • Free Interest Checking • Free Safe Deposit Box • Free Money Orders, Travelers’ Checks and Cashier Checks • Discount on Mortgage Origination Fee • Free Online Banking and Free Unlimited Online Bill Payment • Employee Banking Perks

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