Wholesale Banking Loan Closer

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🔥 36 minutes ago

🐊 Florida – Remote

🐊 Florida – Remote

⏰ Full Time

🟡 Mid-level

🟠 Senior

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Ameris Bank

WebsiteLinkedInAll Job Openings

1001 - 5000 employees

🛡️ Insurance

💼 Consulting

📦 Logistics

💰 $5.6M Post-IPO Equity - Ameris Bank on 2018-01

Insurance • Consulting • Logistics

Ameris Bank is a regional financial institution serving consumers, small businesses, and commercial clients across the Southeast and Mid-Atlantic. It offers retail banking products (checking, savings, CDs, IRAs), mortgages and home lending programs, personal and business loans and lines of credit, commercial lending and treasury services, merchant services, and wealth/insurance solutions, along with digital banking, mobile apps, fraud prevention, and online account opening. Ameris operates full-service branches in several Southeastern states and mortgage-only locations across additional Mid-Atlantic states.

📋 Description

• Facilitates the closing of multiple large dollar, complex commercial loans simultaneously. • Reviews loan type, approval terms and conditions, bank policy and regulations to determine closing requirements and develop a due diligence/closing checklist. • Performs due diligence activities for a wide-range of commercial loans applying specialized knowledge to analyze complex requirements and effectively administer pre-closing activities. • Prepares loan documentation on the bank's documentation system, ensuring that documents are prepared accurately with proper terms and conditions as outlined in the loan approval and within standards/requirements. • Reviews legal closing documents for accuracy against loan approval and credit write ups. • Effectively manages a large pipeline of loans at different stages of the closing process managing workflow and deadlines. • Identifies and obtains all necessary third-party reports which may include title, surveys, entity documents, flood determinations, and UCC searches. • Reviews all reports and documents for accuracy and sufficiency according to bank policy and regulatory requirements. • Identifies discrepancies and issues, facilitates resolution, and takes corrective action. • Acts as a liaison with attorneys, third party vendors, and customers. • Executes timely follow up and management of all closing requirements and monitors to ensure deadlines are met. • Responsible for ongoing communication with lender and borrower on the status of specific loan requests. • Processes disbursement of loan proceeds. • Maintains and updates electronic checklists to ensure all diligence items are addressed. • Manage electronic file organization for all commercial loan files. • Meets the Commercial Hubs Standard Service Level Agreements and Quality Control objectives. • Provides instructions, guidance and requests to stakeholders ensuring clear, professional communication and efficient processing.

🎯 Requirements

• 3 or more years of experience as a Wholesale Banking Loan Closer or related role required. • Experience using relevant banking and document storage software applications required. • Advanced knowledge of commercial loan documentation and various loan structures such as commercial real estate, asset based lending, general C&I lending, and various complex non-real estate transactions. • Advanced knowledge of due diligence requirements related to complex loan transactions including but not limited to corporate documentation, leases, subordination agreements, property management agreements, borrowing bases, and titles. • Stays current on applicable banking regulations and security procedures and practices to prevent fraud or other bank losses and to comply with regulatory requirements. • Advanced skills in computer and Microsoft Office. • Able to effectively and persuasively express self, using language and grammar in a professional manner. • Able to plan, schedule and organize professional schedule to achieve goals within or ahead of established time frames. • Able to provide a high level of interactive service to others, building relationships and addressing identified needs. • Able to analyze and record detailed information and produce accurate, high quality work products. • Able to research, analyze, identify viable options, draw sound conclusions, and present findings. • Thorough knowledge of financial covenants, business entities, standard and non-standard loan products. • Thorough knowledge of commercial loan compliance policy and closing processes. • Able to manage and organize a high volume of documents. • Able to read, analyze and interpret complex commercial loan documents. • Able to perform accurate calculations and transactions. • Critical thinking and analytical skills required to review all transaction processing (file maintenance).

🏖️ Benefits

• Medical, Dental and Vision Insurance • Life Insurance provided at no additional cost to employees • Accidental Death & Dismemberment Coverage • Long-Term Disability Coverage • Paid Sick and Vacation Leave • 11 Holidays • Volunteer/Service Day • Employee Stock Purchase Plan • 401(k) Retirement Plan • Ameris Bank matches 50% of your first 8% of contributions to the plan • Flexible Spending Accounts • Health Savings Account • Health Reimbursement Arrangement • Supplemental Life & Other Insurance Plans • Identity Theft Protection • Pet Insurance • Legal Insurance • Employee Assistance Program • Employee Advocacy Program • Tickets at Work (Entertainment discounts for Ameris Bank Employees) • AT&T Employee Discount • Wellness Discounts for Medical Premiums and Other Rewards • Employee Referral Incentive • Education Assistance • Employee Resource Groups