Mortgage Lock Desk Analyst

🔥 0 minutes ago

🇺🇸 United States – Remote

💵 $25 - $34 / hour

⏰ Full Time

🟢 Junior

🟡 Mid-level

🧐 Analyst

🚫👨‍🎓 No degree required

🦅 H1B Visa Sponsor

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Logo of AmeriSave Mortgage Corporation

AmeriSave Mortgage Corporation

5001 - 10000 employees

Founded 2002

💸 Finance

🏠 Real Estate

Finance • Real Estate

AmeriSave Mortgage Corporation is a leading online mortgage lender offering a variety of home financing solutions, including first and second mortgages, home equity loans, and refinancing options. With 20 years of mortgage experience, AmeriSave has served over 733,603 borrowers across 49 states in the U. S. The company prides itself on providing easy and fast mortgage processes with access to quick quotes and approvals, low rates, and secure rate locks. AmeriSave is committed to helping its clients achieve financial freedom and better financial positions through responsible home equity usage and effective mortgage solutions. The company is well-regarded for its excellent customer service and accessibility, offering support in multiple languages and emphasizing easy online interactions for customer convenience.

📋 Description

• Process new locks requests, extensions, relocks, lock changes, and lock cancellations with investors • Manage the Lock Desk queue in a timely manner by providing support to Loan origination units as needed • Enforce AmeriSave Rate Lock Policy while working closely with Loan Officers and Operations Staff • Aid production support staff in identifying and solving various locking and pricing issues • Notify leaders of pricing and other issues to maintain accuracy of internal pricing engine and improve system processes and performance • Work Monday to Friday, 10 a.m.–6 p.m. EST, with a one-hour lunch and breaks

🎯 Requirements

• 2+ years of Lock Desk or pricing experience OR 3+ years of general Mortgage experience with 1+ year of lock desk specific experience • Working Knowledge of secondary mortgage market framework- Fannie Mae, Freddie Mac and FHA/VA mortgage programs • Experience locking best effort loans with investors • Knowledge of products: Jumbo, CES, Helocs, NonQm a plus • Able to work efficiently while maintaining professionalism across departments and external vendors • Strong critical thinking and math skills • Ability and desire to learn and grow • Microsoft Office applications experience required • SQL knowledge is a plus • Detail oriented with ability to work in high-volume, fast-paced environment • High-speed internet required for remote work, Cable or Fiber ONLY with the ability to connect via Ethernet • Minimum internet speeds: 70/30 Mbps (basic), 200-300/35-70 Mbps (shared), 500-1,000/100+ Mbps (heavy use)

🏖️ Benefits

• 401(k) • Dental insurance • Disability insurance • Employee discounts • Health insurance • Life insurance • Paid time off • 12 paid holidays per year • Paid training • Referral program • Vision insurance • Referral bonuses

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