Commercial Loan Processor – II

🕒 September 2

🤠 Texas – Remote

🤠 Texas – Remote

💵 $28 / hour

⏰ Full Time

🟡 Mid-level

🟠 Senior

👻 Ghost score 3%

What it means: the chance that no one is really hiring for this job.How to read it: 60% or higher means we think this is a ghost. Lower scores are less of a worry.How we score it: age, reposts, open roles vs team size, how fast jobs close, and whether pay is listed.Fine print: an estimate from public data, not a judgment of the company. Real jobs can score high, so treat it as a hint, not a fact.

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A+ Federal Credit Union

WebsiteLinkedInAll Job Openings

201 - 500 employees

Founded 1949

🏦 Banking

💸 Finance

💳 Fintech

Banking • Finance • Fintech

A+ Federal Credit Union is a member-focused financial institution that offers a wide range of banking services including checking and savings accounts, loans, and investment options. With the goal of building stronger communities, A+ FCU engages in various community support initiatives and provides educational resources for financial literacy. They prioritize member benefits and offer tools such as online banking and mobile apps to enhance the banking experience.

📋 Description

• Provide loan funding support services for business lending members • Process commercial loan files from approval through closing, including collecting and tracking sensitive financial documents • Collect and verify purchase contracts, title work, appraisals, income, credit, asset, and loan disclosure documentation • Work daily with underwriters, loan officers, members, and credit union departments to ensure file completeness • Answer commercial loan processing questions for new applications, loan requests, and renewals • Assist branch staff and credit union departments with commercial loan closing questions • Review loan applications, company agreements, and entity documentation for accuracy, completeness, and proper signatures • Prepare loan documents, coordinate closings, fund and book non-complex loans • Assist with documents, closings, and funding for complex transactions • Review real estate documentation including warranty deeds, title commitments, and closing statements • Communicate with members, dealers, title companies, and realtors about loan closing processes and policies • Manage the commercial loan pipeline, closing dates, and communications with involved parties • Order, review, and clear conditions for appraisals, title commitments, tax valuations, insurance, flood determinations, surveys, and payoffs • Identify, prepare, and validate loan fees • Clear conditions and outstanding items before requesting clear to close • Monitor and track applications through closing and funding • Collect closing signatures via mail or DocuSign and coordinate mobile notaries • Create and fund loans and disburse proceeds by wire, cashier’s check, or share deposit • Prepare title work packets for vehicle loans and file UCC liens when applicable • File loan packets and supporting documents in the imaging system • Complete quality control audits of closed loans • Assist with new product and process implementation using technology • Provide information about credit union services and policies • Make non-complex override or exception decisions within established guidelines • Help leadership resolve problems and triage complex situations • Train and coach Level I team members • Assist with team huddles and meetings • Develop advanced knowledge of complex commercial processing functions and regulatory requirements • Participate in departmental projects and initiatives • Complete regulatory training and quarterly supervisor dialogues

🎯 Requirements

• High school diploma or G.E.D. equivalent required • Four years of financial institution experience required, including two years of lending experience • Two years of commercial loan processing experience required, including real estate loans • Strong knowledge of commercial lending products, procedures, policies, and laws • Strong knowledge of commercial loan processing and loan documentation, including appraisals, title work, tax valuations, insurance, surveys, and payoff letters • Strong understanding of commercial real estate, secured, and unsecured loan structures and documentation • Strong knowledge of NCUA regulations and guidance for commercial and member business loans, and federal lending regulations including HMDA, ECOA, and RESPA • Basic knowledge of SBA lending programs, products, and processing • Excellent verbal and written communication skills • Comprehensive math skills and excellent computer skills, including MS Office Suite experience • Ability to work independently and as part of a team, with flexibility to adapt to change • Problem-solving, research, information interpretation, and conflict-management skills • Working knowledge of Symitar Quest, including posting transactions • Ability and stamina to work at least 40 hours per week • Ability to communicate extensively through telephone, email, and in-person communications

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