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Bodily Injury Claims Adjuster

🔥 8 minutes ago

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Aspire General Insurance

1001 - 5000 employees

Founded 2013

🛡️ Insurance

💸 Finance

☁️ SaaS

💰 Debt financing on 2025-09

Insurance • Finance • SaaS

Aspire General Insurance is a U. S. -based auto insurance carrier that specializes in affordable, non-standard and standard personal auto policies. The company provides digital-first services — including producer and insured portals, quoting, endorsements, payments, and claims handling — and partners with insurance producers and agencies to distribute coverage. Aspire emphasizes speed, flexibility, and reliable customer support (including Spanish-language service) through a modern platform and streamlined workflows.

📋 Description

• Conduct thorough investigations of bodily injury claims, including review of medical records, police reports, and witness statements • Evaluate liability and damages based on policy language, state regulations, and applicable legal standards • Communicate with claimants, attorneys, medical providers, and other involved parties to obtain necessary documentation and information • Analyze medical records, treatment plans, and billing documentation to assess injury severity and claim exposure • Negotiate fair and timely settlements within authority guidelines • Handle attorney-represented claims from initial investigation through resolution • Work collaboratively with management, legal counsel, and internal stakeholders to resolve complex claims • Maintain complete and accurate claim file documentation in accordance with company standards and regulatory requirements • Stay current on bodily injury claim trends, insurance regulations, and industry best practices • Review and submit all demand evaluations to your supervisor within seven calendar days of receipt • Ensure all demand conditions are satisfied when extending settlement offers • Make all initial settlement offers no later than three days before demand expiration • Assist with litigated claim files as needed, although litigation will not be the primary focus • Perform other duties as assigned

🎯 Requirements

• Minimum 3 years of attorney-represented Bodily Injury claims handling experience • Minimum 3 years of Bodily Injury Claims Adjusting experience • Auto claims handling experience • Litigation experience handling attorney-represented claims • Strong understanding of insurance coverage, liability investigations, and bodily injury claim evaluation • Knowledge of medical terminology, anatomy, and injury assessment • Excellent negotiation and settlement skills • Strong written and verbal communication abilities • Proficiency with claims management systems and Microsoft Office Suite • Ability to work Monday-Friday, 8:00 AM - 4:30 PM PST supporting California claims operations • Bachelor's degree or equivalent insurance claims experience • Preferred: California claims experience • Preferred: Non-standard auto insurance experience • Preferred: Multi-state claims handling experience • Preferred: Active adjuster licenses in multiple states • Strong investigative and analytical skills • Sound judgment and decision-making abilities • Exceptional negotiation capabilities • Ability to manage multiple priorities in a fast-paced environment • Strong attention to detail and organizational skills • Excellent customer service and relationship-building skills • Professional written and verbal communication skills • Ability to work independently while contributing to a collaborative team culture

🏖️ Benefits

• $2,500 Sign-On Bonus • Fully remote position • Occasional overtime may be required • Occasional travel as business needs dictate

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